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Diary of an Icesave Customer (Part 3)

Not much movement as yet in terms of how I get my money back from Icesave. Last week the Financial Services Compensation Scheme website said that they were hoping to get the arrangements sorted out by the end of the week. Now its next Friday. I did enjoy...

Posted to Kevin's Blog by Kevin on Tue, Nov 18 2008

Filed under: how safe are my savings, Icesave, savings, financial services compensation scheme, deposits, ISA, CASH ISA

Savings rate cuts, have you been informed?

Did you know that from the start of next month, if you're a saver, you could see falls of as much as 2% in your interest rate? This is the amount that banks can cut their rates (following last weeks base rate cut) without having to tell you personally...

Posted to Moneyfacts.co.uk by Graeme on Thu, Nov 13 2008

Filed under: savings, interest rates, rate cuts

A time to save in six months time?

Nationwide Building Society's latest savings research shows that although only a quarter of consumers believe they are currently saving enough, just over half (52%) think that they will be saving the right amount in six months time. This is a 5% increase...

Posted to Moneyfacts.co.uk by Graeme on Wed, Nov 12 2008

Filed under: savings, Citizens Advice, CAB, Nationwide Building Society

Hats off to Lloyds TSB on a bold decision

We found out today that Lloyds TSB and Cheltenham & Gloucester made a brave statement in pledging that they will cut their standard variable rate (SVR) in full in line with the Bank of England rate cut. Not only did they make this pledge, but they...

Posted to Moneyfacts.co.uk by Graeme on Thu, Nov 6 2008

Filed under: Mortgages, Bank of England, collar rate, base rate cut, standard variable rate, tracker rate mortgage

Do I move or improve? - No planning permission needed for loft conversions

The government has announced plans that planning permission will be scrapped for loft conversions. Homeowners now have the option to improve and add value to their property instead of getting tied up in the housing market in these challenging times. Findings...

Posted to Moneyfacts.co.uk by Graeme on Wed, Nov 5 2008

Filed under: Alliance & Leicester, planning permission, add value to property, loft conversion, homeowners, Royal Institution of Chartered Surveyors, personal loan

Mortgage rate cuts reach a dead-end

I wouldn't be surprised if holidays have been cancelled at the Treasury, Bank of England and the Financial Services Authority over the next six months in an attempt to get all hands on deck to try and find a quicker resolution to the ‘Crunch'...

Posted to Moneyfacts.co.uk by Graeme on Tue, Nov 4 2008

Filed under: Credit Crunch, Mortgages, mortgage deals, mortgage, house mortgage, mortgage loan, mortgage lenders, base rate tracker, mortgage broker, home mortgage, mortgage uk, mortgage rate, banking crisis, base rate, mortgage rate cuts, mortgage rates, collar rate, interest rates, Bank of England base rate

Energy - To switch or not to switch?

Apparently 5.4 million people in the UK are living in 'fuel poverty' due to the energy price rises we've been experiencing. On average a £380 increase per household compared to last year. Is it time to switch energy provider? I myself...

Posted to Moneyfacts.co.uk by Graeme on Fri, Oct 24 2008

Filed under: switch energy provider, compare gas and electricity suppliers, fuel bill, energy prices

ICICI – are my savings safe?

ICICI Bank UK PLC is authorised and regulated by the Financial Services Authority and is a member of the Financial Services Compensation Scheme. This means that with ICICI you'll get the same level of cover as other UK banks and building societies...

Posted to Moneyfacts.co.uk by Stephen on Thu, Oct 16 2008

Filed under: ICICI

Northern Rock should treat mortgage customers fairly

Northern Rock, the nationalised lender, not only has one of the highest standard variable mortgage rates in the market, but only passed on a measly 0.15% of the 0.5% cut in the Bank of England base rate last week. Northern Rock mortgage customers are...

Posted to Moneyfacts.co.uk by Stephen on Tue, Oct 14 2008

Filed under: Northern Rock

How to keep your savings safe – the idiot’s guide

Given the recent high profile collapses of Icesave , Kaupthing Edge and Hertiable Bank ; and takeovers of Halifax and Bradford & Bingley it’s not surprising that UK savers are more concerned with whether their savings are safe than what’s...

Posted to Moneyfacts.co.uk by Stephen on Thu, Oct 9 2008

Diary of an Icesave Customer (Part 2)

So I was right to be worried about where the money was going to come from to cover the Icelandic compensation scheme. It appears the cupboard was bare and the Icelandic Government have been quoted by the Chancellor as having no intention of meeting their...

Posted to Kevin's Blog by Kevin on Thu, Oct 9 2008

Filed under: how safe are my savings, Icesave, savings, financial services compensation scheme, deposits, ISA, CASH ISA, Kauthing

Heritable Bank – are my savings safe?

20 th October – Heritable compensation forms to be sent out The FSCS has confirmed that it is now sending out compensation forms to individual savers whose savings were not transferred to ING Direct. The FSCS is also sending compensation forms to...

Posted to Heritable Bank by Stephen on Wed, Oct 8 2008

ING Direct – are my savings safe?

ING Direct today agreed to take over £3bn worth of UK savings deposits from Kaupthing Edge and Heritable Bank . So if you’re a Kaupthing Edge of Heritable customer you may well be asking the question are my savings safe with ING Direct? According...

Posted to ING Direct by Stephen on Wed, Oct 8 2008

Kaupthing Edge – are my savings safe?

20 th October – Kaupthing compensation forms to be sent out The FSCS has confirmed that it is now sending out compensation forms to individual savers whose savings were not transferred to ING Direct. The FSCS is also sending compensation forms to...

Posted to Kaupthing Edge by Stephen on Wed, Oct 8 2008

Filed under: ING Direct, Icesave, Heritable Bank, Kaupthing Edge, are my savings safe, Financial Services Compensation Scheme

Diary of an Icesave Customer

So I read with interest that Icesave has been placed in liquidation by the Iceland Government. Not good news, I have cash ISAs with those guys...how did I get into this? Rewind 7 months. I have cash ISAs elsewhere which are underperforming and its about...

Posted to Kevin's Blog by Kevin on Tue, Oct 7 2008

Filed under: how safe are my savings, Icesave, savings, financial services compensation scheme, deposits

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