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Don’t forget ISAs are changing…
Article Published: 14/3/2008
From April 6th 2008, the rules governing ISAs will be changing:
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- There will no longer be a distinction between Mini ISAs and Maxi ISAs. There will be 2 types of ISAs: Cash ISAs and Stocks & Shares ISAs
- The annual limit will be increased from £7,000 to £7,200
- Cash limit increased from £3,000 to £3,600
- Stocks and Shares limit reduced from £4,000 to £3,600 if split with a cash ISA, alternatively up to the full £7,200 can be invested in a Stocks and Shares ISA
- TESSA only ISAs will be withdrawn completely and transferred to Cash ISAs
- Previous years cash ISAs can be transferred to a stocks and shares ISA
- All Personal Equity Plans (PEPS) will automatically be transferred to stocks and shares ISAs
- On maturity Child Trust Funds may be rolled over into an ISA
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