Best Current Accounts - Best Bank Account | moneyfacts.co.uk

Best Current Accounts

  - Compare the best bank accounts and current accounts using our independent best buys and find the highest rate bank account for your money

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Overdraft Rate (EAR)Interest Rate (AER)Account
Fee
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0.00%
Fee: £0.50 Per Day
5.00%None
  • Existing customers who refer a friend both receive £100 when switching completed
  • At least £1,000 must be paid in each month
  • Access to Simply Rewards an exclusive website offering discounts and deals
Details...
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. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £10.00 overdraft: fee of £0.00 per day. Over £10.00 overdraft: fee of £0.50 per day.

0.00%
Fee: £0.50 Per Day
3.00%£13.00 pm
  • Existing customers who refer a friend both receive £100 when switching completed
  • Arranged overdraft is fee based
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £250.00 overdraft: fee of £0.00 per day. Over £250.00 overdraft: fee of £0.50 per day.

0.00%
Fee: £1.00 Per Day
1.50%£5.00 pm
  • Interest paid on credit balances up to £20K
  • Arranged overdraft daily usage fee
  • Switch Service Guarantee member
Details...
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. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

0.00%
Fee: £1.00 Per Day
0.00%None
  • No monthly funding requirement
  • No interest on credit balances
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

0.00%
Fee: £0.50 Per Day
0.00%None
  • Existing customers who refer a friend both receive £100 when switching completed
  • No interest paid on credit balances
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £10.00 overdraft: fee of £0.00 per day. Over £10.00 overdraft: fee of £0.50 per day.

0.00%
Fee: £1.00 Per Day
0.00%£1.00 pm
  • Cashback on household bills
  • Arranged overdraft daily usage fee
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

15.90%
Fee: £0.00
0.00%£10.00 pm
  • No arranged overdraft fees
  • No interest paid on credit balances
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500. Up to £250.00 charged at 0.00% EAR Variable. Over £250.00 charged at 15.90% EAR Variable. Overdraft fee of £0.00 per request.

15.90%
Fee: £0.00
0.00%£15.00 pm
  • Worldwide mobile phone insurance up to £600
  • No interest paid on credit balances
  • Switch Service Guarantee member
Details...
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. Representative Example: Based on an overdraft limit of £500. Up to £250.00 charged at 0.00% EAR Variable. Over £250.00 charged at 15.90% EAR Variable. Overdraft fee of £0.00 per request.

18.90%
Fee: £0.00
0.00%None
  • Existing customers who refer a friend both receive £100 when switching completed
  • Must fund account at least £750 each month
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 18.90% EAR Variable. Overdraft fee of £0.00 per month.

18.90%
Fee: £0.00
0.00%None
  • Existing customers who refer a friend both receive £100 when switching completed
  • No credit interest paid
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 18.90% EAR Variable. Overdraft fee of £0.00 per month.

Disclaimer:

All overdrafts are subject to the applicant’s status. You may not be offered credit. All rates and fees are subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

 

What is a current account?

A current account is a bank account which allows you to access a range of banking services. Salary, pension or other benefits can be paid in and bills can be paid by standing order or direct debit.

A current account will typically give you a cash/debit card, a cheque book and may allow you to have an overdraft facility.

Some current accounts offer a high rate of interest, but this may only be available on high balances. The account may also require a certain amount of money to be paid in each month to obtain the higher rate.

Most accounts can be accessed in a number of ways, such as through a bank branch, via online banking or telephone banking.

 
 
 
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