Current Accounts Product Details

Nationwide BS

FlexAccount - Funded

Representative Example: Based on an overdraft limit of £500 charged at 18.90% EAR Variable. Overdraft fee of £0.00 per month.

General Account Details

Regular Funding/Income: Min £750.00 Per Month
Min 18 Years
None
None
None

Account Management

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Earn cashback from selected retailers when customers subscribe to Simply Rewards.
"Recommend a Friend" scheme, existing customers introducing a friend to a Nationwide current account will receive £100, the friend will also receive £100. New customer must use the current account switch service and transfer 2 direct debits.
Simply Rewards, provides discounts and deals when using Nationwide Visa debit card.
Eligible for Select Credit Card.
Discounted rates on loans.
Eligible for Flexclusive mortgage deals gives benefits on selected mortgage deals such as free mortgage fees, low deposit deals and free MPPI.
Eligible for Flexclusive accounts.

Credit Interest Rates

BalanceGross Rate %AER %
£1.00 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.453% - Per Month18.90%
£0.01 and over:- £0.00 Per Month
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
14:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 3 months on balances of £0.01 and over :- £0.00 Per Month

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.453% - Per Month18.90%
£0.01 and over:- £0.00 Per Month
£0.01 and over: £5.00
14:30 same day
N/A
N/A
£50.00

Foreign Usage Charge (Europe / Worldwide)

  • 2.00% / 2.00%
  • £0.00 / £0.00
  • 2.00% / 2.00%
  • £1.00 / £1.00
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