Current Accounts Product Details

Ulster Bank

Standard Current Account

Representative Example: Based on an overdraft limit of £500 charged at 15.94% EAR Variable. Overdraft fee of £0.00 per month.

General Account Details

None
Min 18 Years
None
None
None

Account Management

  • Yes
  • No
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Free 24/7 Emergency Cash Service to withdraw up to £300 for online and telephone banking customers or £60 if not.
Commission free travellers cheques and currency in branch only.

Credit Interest Rates

BalanceGross Rate %AER %
£0.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.24% - Per Month15.94%
£0.01 and over:- £0.00 Per Month
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
14:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 3 months on balances of £0.01 and over (Fee waived for first 3 months) :- £0.00 Per Month

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.75% - Per Month23.14%
£0.01 and over:- £20.00 Per Month
£0.01 and over: £15.00 Max 1 Per Day £15 for each day on which the unarranged overdraft on your account is more than £15 at the close of business on the day the payment is made
14:30 same day
N/A
N/A
£80.00

Foreign Usage Charge (Europe / Worldwide)

  • 2.65% / 2.65%
  • £0.75 / £0.75
  • 2.65% / 2.65%
  • 2.25% (Min £2.00, max £5.00) / 2.25% (Min £2.00, max £5.00)
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