Current Accounts Product Details

Halifax

Reward Current Account - Funded

Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

General Account Details

Regular Funding/Income: Min £750.00 Per Month (Minimum two DD mandates on account pm and not gone overdrawn)
Min 18 Years
None
None
None

Account Management

  • Yes
  • No
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Cashback Extras - Earn up to 15% cashback from selected retailers when shopping with a Halifax credit or debit card. Customers must be registered for Online Banking and hold a Halifax current account to be eligible.
£3.75 gross, £3 net, paid for each month where minimum funding requirement is met and 2 different D/D mandates held, account must be in credit at the end of each day or interest will be lost for that calendar month.
Cashback Extras - Earn a one-off cashback amount when take out a Direct Debit subscription with participating retailers. Customers must be registered for Online Banking and hold a Halifax current account to be eligible.
£125 cashback for accounts switched using Current Account Switching Service until 13.11.17. Previous account must be closed.
Discount with a rebate of £150 offered when account funded with £1K each month.
Commission free travel money.

Credit Interest Rates

BalanceGross Rate %AER %
£1.00 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £1999.99:- £1.00 Per Day. £2000.00 to £2999.99:- £2.00 Per Day. £3000.00 and over:- £3.00 Per Day
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
N/A
N/A
N/A

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 and over:- £5.00 Per Day Max £95.00 Per Charging Period
£0.01 and over: £0.00
N/A
N/A
N/A
£95.00

Foreign Usage Charge (Europe / Worldwide)

  • 2.75% Charges levied at time of transaction / 2.75% Charges levied at time of transaction
  • £0.50 Charges levied at time of transaction / £0.50 Charges levied at time of transaction
  • 2.75% Charges levied at time of transaction / 2.75% Charges levied at time of transaction
  • £1.50 Charges levied at time of transaction / £1.50 Charges levied at time of transaction
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