Current Accounts Product Details

HSBC

Bank Account

Representative Example: Based on an overdraft limit of £500 charged at 19.90% EAR Variable. Overdraft fee of £0.00 per request.

General Account Details

Regular Funding/Income: Min £500.00 Per Month
Min 24 Years  / Max 64 Years 11 Months
None
None
None

Account Management

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £300
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Free ID theft assistance including free credit report, online risk assessment tool and 24/7 helpline.
Eligible for Regular Saver product and HSBC Loyalty Cash ISA.
Commission-free foreign currency on amounts between £100 - £2.5K.

Credit Interest Rates

BalanceGross Rate %AER %
£0.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.52% - Per Month19.90%
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
23:45 same day
N/A
N/A

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.52% - Per Month19.90%
£0.01 and over (Fee not charged if unarranged overdraft used for more than 30 consecutive days):- £5.00 Per Day Max £80.00 Per Charging Period
£0.01 and over: £0.00
23:45 same day
N/A
£10.00
£80.00

Foreign Usage Charge (Europe / Worldwide)

  • 2.75% / 2.75%
  • £0.00 / £0.00
  • 2.75% / 2.75%
  • 2.00% (Min £1.75, max £5.00) / 2.00% (Min £1.75, max £5.00)
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