Current Accounts Product Details

Lloyds Bank

Club Lloyds

Representative Example: Based on an overdraft limit of £500. Up to £100.00 charged at 0.00% EAR Variable. Over £100.00 charged at 19.89% EAR Variable. Up to £100.00 overdraft: fee of £0.00 per month. Over £100.00 overdraft: fee of £6.00 per month.

General Account Details

None
Min 18 Years
None
£3.00 Per Month. Account fee waived if account credit with at least £1500.00 per month
None

Account Management

  • Yes
  • No
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Everyday Offers - Earn up to 15% cashback from selected retailers when shopping with a Lloyds Bank credit or debit card. Customers must be registered for Online Banking and hold a Lloyds Bank current account to be eligible.
Everyday Offers - Earn a one-off cashback amount when take out a Direct Debit subscription with participating retailers. Customers must be registered for Online Banking and hold a Lloyds Bank current account to be eligible.
Free entry into "It’s on Us", for the chance to have any transaction up to £500 refunded, drawn per month.
10% discount on new home insurance when purchased online or by telephone. Club Lloyds Customers receive an extra 10% discount when they take out a combined buildings and contents by purchasing via internet banking.
10% discount on new home insurance when purchased online or by telephone. 10% discount on new home insurance when purchased online or by telephone. Club Lloyds Customers receive an extra 10% discount when they take out a combined buildings and contents by purchasing via internet banking.
Free Lifestyle Benefit, choose one per year of either 12 month Gourmet Society Membership offering 2 for 1 meals or 25% off food and drinks bills at participating restaurants, or 6 free Vue cinema tickets per year, or free magazine subscription for 12 months with a choice of 14 printed or digital titles deliver to the door or downloaded to an Apple device.
Existing Club Lloyds customers taking out a Choice Rewards Credit Card are eligible for a 50% annual fee refund, worth £12, for each year they hold both products simultaneously.
Eligible for preferential rates on unsecured loans. Must have held account for more than 1 year.
Free exclusive access to Club Lloyds residential mortgages.
Free exclusive access to Club Lloyds Monthly Saver.
Free exclusive access to Club Lloyds Saver.
Commission-free foreign currency and non-sterling travellers cheques.

Credit Interest Rates

BalanceGross Rate %AER %
£1.00 - £5000.001.98% 2.00%
£5000.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£100.011.524% - Per Month19.89%
£0.01 to £100.00:- £0.00 Per Month. £100.01 and over:- £6.00 Per Month
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
15:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 3 months on balances of £0.01 and over (Fee waived for first 3 months) :- £0.00 Per Month

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.011.524% - Per Month19.89%
£6.00 Per Month. £0.01 to £24.99:- £5.00 Per Day, £25.00 and over:- £10.00 Per Day
£0.01 and over: £0.00
15:30 same day
N/A
£10.00
£95.00

Foreign Usage Charge (Europe / Worldwide)

  • 2.99% Charges levied at time of transaction / 2.99% Charges levied at time of transaction
  • £0.50 Charges levied at time of transaction / £0.50 Charges levied at time of transaction
  • 2.99% Charges levied at time of transaction / 2.99% Charges levied at time of transaction
  • £1.50 Charges levied at time of transaction / £1.50 Charges levied at time of transaction
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