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Banking - Overdrafts

CompanyAccount Authorised
EAR
Authorised EAR
Unauthorised
EAR
Unauthorised EAR
1Alliance & LeicesterPremier Direct Current
Funding of £500 per month required. Internet banking compulsory.
0.0%0.0%
2Norwich & Peterborough BSGold Current
Offset/pooled facility available.Funding of £1.5K required.
9.74%24.9%
3CahootCurrent Account11.8% APR21.9% APR
4Nationwide BSFlexAccount12.9%24.9%
5AbbeyThe Abbey C/A (Debit Option)
Funding of £1K pm required. 0% for 12 months on transferred accounts.
12.9%28.7%
6Yorkshire BankCurrent Account Plus
Offset/pooled facility available.
12.95%29.99%
  • Notes: All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
  • Source: www.moneyfacts.co.uk
  • Date Compiled: 12 October 2008

Product Guide

  • Overdrafts

    Current accounts offer the facility of a chequebook / cash card and do not require any notice to be given to withdraw funds. The accounts vary in the facilities offered such as cheque guarantee cards, debit cards and overdrafts etc.

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