From current accounts to graduate bank accounts, our best buys will help you compare bank accounts and overdrafts to find the best bank account for you.
| Company | Account |
S/O and D/D
 |
Debit System
|
Credit Interest on £1
|
Contact |
|---|---|---|---|---|---|
| Abbey: Basic Account | Basic Account | S/Os and D/Ds | - | - | |
| Alliance & Leicester | Basic Cash Account | D/Ds | - | - |  |
| Barclays Bank | Cash Card | D/Ds | - | - | |
| Clydesdale Bank: Readycash | Readycash | S/Os and D/Ds |  |
- | |
| Coventry BS: BranchSaveMoneyManager | BranchSaveMoneyManager | S/Os and D/Ds | - | - | |
| Coventry BS: CallSaveMoneyManager | CallSaveMoneyManager | S/Os and D/Ds | - | 3.15% | |
| First Trust Bank (NI): Basic Bank Account | Basic Bank Account | D/Ds | - | - | |
| Halifax: Easycash | Easycash | S/Os and D/Ds |  |
- | |
| HSBC | Basic Bank Account | S/Os and D/Ds | - | - | |
| Lloyds TSB: Cash Account | Cash Account | S/Os and D/Ds | - | - | |
| Nationwide BS: FlexAccount Cash Card | FlexAccount Cash Card | S/Os and D/Ds | - | 0.10% | |
| NatWest: Step | Step | S/Os and D/Ds |  |
0.10% | |
| NatWest: Step - Advantage Blue | Step - Advantage Blue | S/Os and D/Ds | |
0.10% | |
| Northern Bank (NI): Northern Personal Access | Northern Personal Access | S/Os and D/Ds | - | 0.25% | |
| Norwich & Peterborough BS: Gold Current | Gold Current | S/Os and D/Ds | - | 0.10% | |
| Royal Bank of Scotland: Key | Key | S/Os and D/Ds | |
0.10% | |
| The Co-operative Bank | Cashminder | S/Os and D/Ds | |
- | |
| Ulster Bank (NI): Step Account | Step Account | S/Os and D/Ds | - | - | |
| Yorkshire Bank: Readycash | Readycash | S/Os and D/Ds | |
- |
Product Guide
Basic Bank Accounts Guide
Basic bank accounts were set up through a Government scheme to help poorer families and those who have problems opening a normal bank account.
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