Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.
Fixed rates are great if you want to know exactly what you are paying for a set period. Specifically in terms of buy to let they can be a great way to manage your costs. Sometimes fixed rates aren't as cheap as the best tracker rates available to landlords, but they do offer the certainty that your payment won't go up.
Fixed rate buy to let mortgages can range from one year up until five years, sometimes even longer. Three year fixed rates can offer a happy medium in that they can be considered long enough that you don’t feel like you’re remortgaging every other year, but without the longer term tie in of a five year fix.
The risk with fixed rate mortgages is that if rates remain low, or go down during the term, you could end up paying more than you would have done on a variable or tracker rate.
For a buy to let landlord that means that you could miss out on extra profit, in return for the payment security of a fixed rate.
Speak to a BTL mortgage adviser Buy to let home Compare 2 year fixed BTL mortgages Compare tracker rate BTL mortgages Compare BTL mortgages for new landlords
Buy to let guides
In welcome news for renters, research has found that rents will rise by just 1.8% over the next year... More
According to the latest LSL Buy-to-Let Index, the average rent in August for residential properties ... More
The buy-to-let industry is booming, but to really make a success of it, it all comes down to choosin... More
The new pension freedoms announced in this year's Budget mean pre-retirees have far more options whe... More
Landlords are still enjoying a total annual return of 10.3% from the average property despite return... More
Buy-to-let is enjoying a bit of renaissance: more mortgages available, higher rental yields and high... More
Whether you let a single flat or 100 properties, find out the tax on buy-to-let property and income ... More
Whether you’re a newbie to buy-to-let, or a seasoned investor, one of the most important things when... More
Leeds Building Society has reduced selected buy-to-let (BTL) rates by up to 0.20%, with the five-yea... More
Post Office has expanded its buy-to-let mortgage offerings with a new three-year fixed rate deal whi... More
Leeds Building Society’s latest review of its buy-to-let mortgage offerings has seen selected rates ... More
Coventry Building Society has reduced the rates on selected fixed rate buy-to-let mortgages. One mor... More
NatWest has reduced some of its buy-to-let mortgage rates by up to 0.26%, keeping its two-year track... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.