Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.
Fixed rates are great if you want to know exactly what you are paying for a set period. Specifically in terms of buy to let they can be a great way to manage your costs. Sometimes fixed rates aren't as cheap as the best tracker rates available to landlords, but they do offer the certainty that your payment won't go up.
Fixed rate buy to let mortgages can range from one year up until five years, sometimes even longer. Three year fixed rates can offer a happy medium in that they can be considered long enough that you don’t feel like you’re remortgaging every other year, but without the longer term tie in of a five year fix.
The risk with fixed rate mortgages is that if rates remain low, or go down during the term, you could end up paying more than you would have done on a variable or tracker rate.
For a buy to let landlord that means that you could miss out on extra profit, in return for the payment security of a fixed rate.
Speak to a BTL mortgage adviser Buy to let home Compare 2 year fixed BTL mortgages Compare tracker rate BTL mortgages Compare BTL mortgages for new landlords
Buy to let guides
Stay in the know with all the latest information, of-the-moment consumer trends, best-in-class products & providers and helpful tools from Moneyfacts.
Have you ever thought of becoming a landlord? If so, you’re not alone: not only is activity in the m... More
If you’re thinking of becoming a landlord or want to expand your portfolio, now could be a great tim... More
One of the announcements of George Osborne’s Summer Budget was the cap to the amount landlords can c... More
Knowing how you’ll secure a comfortable retirement is one of the cornerstones of financial planning,... More
There was once a time when the buy-to-let market was fairly limited for wannabe landlords, with more... More
Buy-to-let is enjoying a bit of renaissance: more mortgages available, higher rental yields and high... More
Whether you let a single flat or 100 properties, find out the tax on buy-to-let property and income ... More
Whether you’re a newbie to buy-to-let, or a seasoned investor, one of the most important things when... More
Cumberland Building Society has reduced the price of its two-year fixed rate buy-to-let mortgage by ... More
Leeds Building Society has reduced the price of its stepped discounted variable rate buy-to-let mort... More
Post Office Money has introduced a three-year fixed rate buy-to-let mortgage deal to its range, whic... More
Principality Building Society has reduced the price of its two-year fixed rate buy-to-let mortgage, ... More
Cumberland Building Society has made a slight increase to the rate of its three-year fixed buy-to-le... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.