Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.
Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority (FCA). Whether a Buy-To-Let mortgage is regulated depends on your personal circumstances. The above information assumes that FCA regulation does not apply to the mortgage products shown.
Fixed rates are great if you want to know exactly what you are paying for a set period. Specifically in terms of buy to let they can be a great way to manage your costs. Sometimes fixed rates aren't as cheap as the best tracker rates available to landlords, but they do offer the certainty that your payment won't go up.
Fixed rate buy to let mortgages can range from one year up until five years, sometimes even longer. Five year fixed rates can offer a happy medium in that they can be considered long enough that you don’t feel like you’re remortgaging every other year, but without the longer term tie in of a five year fix.
The risk with fixed rate mortgages is that if rates remain low, or go down during the term, you could end up paying more than you would have done on a variable or tracker rate.
For a buy to let landlord that means that you could miss out on extra profit, in return for the payment security of a fixed rate.
Speak to a BTL mortgage adviser Buy to let home Compare 2 year fixed BTL mortgages Compare 3 year fixed BTL mortgages Compare tracker rate BTL mortgages Compare BTL mortgages for new landlords
Buy to let guides
Please send me emails with the latest Moneyfacts news, best buy products and specially selected third party offers
The tax changes impacting the buy-to-let market have certainly taken their toll on landlords, and ma... More
The latest buy-to-let tax change - which sees the Government scaling back tax relief - came into bei... More
Buy-to-let has become an increasingly popular option, but stricter affordability rules mean it’s mor... More
The buy-to-let sector has taken a bit of a hammering in recent years, but this doesn’t seem to have ... More
It’s been a turbulent year for buy-to-let (BTL), with Government interventions impacting the sector ... More
Buy-to-let is enjoying a bit of renaissance: more mortgages available, higher rental yields and high... More
Whether you let a single flat or 100 properties, find out the tax on buy-to-let property and income ... More
Whether you’re a newbie to buy-to-let, or a seasoned investor, one of the most important things when... More
Virgin Money has reduced the rate on its leading five-year fixed rate buy-to-let (BTL) mortgage deal... More
Virgin Money has reduced the rate of its two-year fixed mortgage deal for landlords by 0.05%, which ... More
Furness BS has launched a new discounted variable rate buy-to-let (BTL) mortgage, which has been dee... More
Post Office Money has reduced selected mortgage rates, including on its two-year fixed buy-to-let (B... More
Barclays Mortgage has launched a new three-year fixed buy-to-let (BTL) mortgage, which has earned a ... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.