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Current and Packaged Accounts What type of Current Account user are you? Are you one of those lucky people that manages to maintain a credit balance on your bank account every month?
Current & Bank Accounts with Overdraft Facility An authorised overdraft is a pre-agreed facility that allows you to go overdrawn (or borrow) up to a certain limit, normally at a set rate of interest (some also charge a monthly fee).
The Basic Bank Account It’s quite natural to worry about overspending, particularly if you have got yourself into debt before. There is a bank account where you can make sure you don’t go into debt: the Basic Bank Account.
Are some banks foreign to you? Have you ever checked our best buy charts and not recognised the names of some of the banks listed?
Compare the latest Current Account Best Buys
Compare the latest Basic Bank Account Best Buys
Compare the latest Student Account Best Buys
Compare Graduate Bank Accounts Best Buys
Compare the latest Overdraft Account Best Buys
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Current accounts…when staying faithful doesn’t payOn average, Britons keep their current account provider for 16.5 years, longer than the average of 14.1 years that they remain with their partners, according to research from Santander Current Accounts.
Time to join the online banking revolution?Banks spend millions of pounds to ensure their sites are as safe as possible, with encryption devices and firewalls galore. Even so, you should ensure that your computer has up-to-date security software before you begin banking online.
Join the switching current account revolutionMetro Bank might have recently become the first new bank to grace our high street in one hundred years, but is there any substance behind their swaggering entrance?
RBS delivers half year profitsThe 84% publicly owned Royal Bank of Scotland (RBS) announced an operating profit of £1.6 billion over the first half of 2010, an improvement on the £3.4 billion operating loss in 2009.
Current accounts are the UK’s most common form of bank account. Our wages go into them, our payments go out: the humble current account. But how much thought have you given to your current account? Do you have the account most suitable for your needs? It’s tempting to simply turn a blind eye and let the workhorse of our day-to-day finances get on with things. However, chosen correctly, the humble current account can become a mighty ally in your quest for financial wellbeing!
Firstly let’s explode one myth right here. Switching your current account is a relatively simple process. Your new current account provider will usually be able to transfer all your Direct Debits and Standing Orders for you. The only thing you need to do is to let your employer (or any party that pays into your account, like your pension provider) know your new bank details. It’s also wise to keep your old account open for a couple of months afterwards just in case something does go awry and to be vigilant that your payments go in and out as you expect them to. It’s got to be worth it if you can save or earn some extra money, hasn’t it?
Moneyfacts' financial experts have searched the market to allow you to compare the full range of banking products available. To expand your knowledge of these accounts further, check out our banking tips and guides.
