Banking Best Buys

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Current Accounts
CompanyAccount% GrossFunding Required
Bank of Scotland
Reward Current Account (£1000 per month)0.00%£6.25 paid for each month where £1K pm funding requirement is met, whether account is in credit or overdrawn.
Click here to Apply for this Product
Alliance & Leicester
Premier Direct Current A/c4.89%Funding of £500 per month required. 0.10% paid on balances over £2.5K. Internet banking compulsory.
Click here to Apply for this Product
Santander
Preferred In-Credit Rate A/c4.89%Funding of £1K per month required. Interest payable for first 12 months up to £2.5K.
Click here to Apply for this Product
Lloyds TSB
Classic Plus2.47%Funding of £1K per month required. 0.10% paid on portion of balance over £2.5K.
Click here to Apply for this Product
Coventry BSFirst (£1000 per month)1.09%Funding of £1K per month required.
cahootCurrent Account1.00%-
Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 
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Current Accounts Explained

A current account is a bank account which allows you to access a range of banking services. Salary, pension or other benefits can be paid in and bills can be paid by standing order or direct debit.

A current account will typically give you a cash card and a debit card (which will probably be combined), a cheque book and guarantee card and may allow you to have an overdraft facility.

Some current accounts offer a high rate of interest, but this may only be available on high balances. The account may also require a certain amount of money to be paid in each month to obtain the higher rate.

Most accounts can be accessed in a number of ways, such as through a bank branch, internet and telephone.
 
 

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