Online Newsletter

Stay ahead of the game with our free e-newsletter which contains details of our best buys and the week’s biggest financial stories. Sign up by entering your email address below.

Advertisement:

Card Tools

Credit repayment calculatorCredit repayment calculator
Find out how long it will take to clear your Credit Card.

Credit repayment term calculatorCredit repayment term calculator
Want to clear your credit card as quickly as possible?

 

Key Facts

 

Credit cards Guides

 

Free Yourself From Credit Card Debt
Millions of Britons are currently managing to get by using their flexible plastic friends. What would our lives be like if we couldn't use credit cards, or go into our overdrafts, or take out loans?

Prepaid cards: A plastic revolution.
The problem with using credit cards is that convenience and speed can carry you away, and often leads to overspending, or getting into dangerous debt. Another choice is already here; it's called the Prepaid Card.

What type of credit card is best?
They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spending power, emblazoned with your chosen design. But what is the rate for purchases? Balance transfers? Do you get any rewards for spending on it?

Credit cards Tips

 

Prepaid cards for students
Prepaid Cards are perfect for students starting university. Keep student debts in check. These cards allow you to easily manage your finances, there are no monthly account charges and no credit checks required.

On the spot tip: Cards to use abroad
Check out some of the best travel money cards to use when you're on your overseas holidays...

Credit Cards: The 0% introductory purchase deal
The thing about credit cards is that they seem so simple. Most of us already have a debit card, but there are many more things to think about when considering which credit card to apply for

Credit Card Best Buys

| More

0% Balance Transfer Credit Cards

Balance Transfer Rate and PeriodTypical
APR
Balance Transfer FeeInterest Free Period
SORTSORTSORTSORT
Sygma Bank UK0.0% for 15 months from date of card issue.
16.9%
2.98%, Min: £3.0050 days
Nationwide Building Society
0.0% for 15 months from date of card issue.
19.9%
3.00%, Min: £5.0056 days
Virgin Money
0.0% for 14 months from date of card issue.
16.6%
2.98%, Min: £3.0050 days
Egg
0.0% until 01.11.2011 from date of transfer.
17.9%
3.00%45 days
Halifax0.0% for 13 months from date of card issue.
16.9%
3.00%, Min: £3.0059 days
Santander0.0% for 13 months from date of card issue.
16.9%
3.00%, Min: £5.0056 days
 Sponsored Products
Royal Bank of Scotland
0.0% for 16 months from date of card issue.
16.9%
2.90%, Min: £5.0056 days
AA
0.0% for 9 months from date of card issue.
18.9%
3.00%, Min: £3.0050 days
Click to compare up to 3 credit card products.
Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.
Search All Credit Cards >>
 
Oinky the Pig!

0% Balance Transfers Credit Cards Explained

Many cards now offer 0% deals for those wishing to transfer a balance from another credit card, with some allowing other personal lending to be moved. The length of the 0% deal varies dependent on the card as does the balance transfer fee so consumers need to look at how long they realistically need to be able to pay off the amount transferred. They should also look for how long the transfer window is open in which the 0% deal is available should they wish to make additional transfers during the term.
 

Credit Card News

AA hits the road to credit card successAA hits the road to credit card success
Introductory purchases on AA Credit Card Visa and AA Members Credit Card Visa are now charged at 0% for 12 months, two months longer than previously.

Barclaycard extends balance transfer to 16 monthsBarclaycard extends balance transfer to 16 months
Barclaycard has stormed to the top of the balance transfer table after extending its 0% credit card to 16 months. It now offers a market leading balance transfer term with a 2.9% fee, and the product also offers 0% for three months on purchases.

Pull off a stand out transfer dealPull off a stand out transfer deal
A stand out choice if you’re looking to shift your debt onto a 0% balance transfer card is the Barclaycard Platinum Balance Transfer Visa, which has just benefitted from the interest free period rising from 15 months to 16 months!

Is your credit card right for you?Is your credit card right for you?
The UK public’s love affair with credit cards is well documented, but is your plastic friend the right companion for you? Are you using the right card for the right purpose.

Millions wasted in foreign card chargesMillions wasted in foreign card charges
Britons are set to waste millions of pounds by running up large credit card charges on their holidays this year.

The season to switch?The season to switch?
It is understandable that people want to wile away their days in the summer, but putting off switching your credit card when rates are so high is nigh on unforgivable.