Key Facts

 

Credit cards Guides

 

Credit Card Glossary
Credit card terms explained...

How To Improve Your Credit Report
Your credit report lists your credit accounts, your repayment record and much more - and it can make all the difference between getting the credit card, loan or mortgage you want and a string of puzzling rejections.

Credit cards - things to watch out for
There are a number of ways that credit card companies make their money, some of which are more obvious than others. Take a look at our guides on 0% balance transfer cards, 0% retail purchases cards, donation cards, cashback cards, rewards cards, foreign u

Credit cards Tips

 

How to save money on your credit card
Top money saving tips to cut the cost of your credit card bill:

Best Sellers – Credit Cards

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If you’re after a great rate but don’t have fixed views on the type of product you’re looking for, look no further. We’ve put a selection of our best sellers in one place, and the great news is you can apply right now! To view our other Best Buys, simply select a chart from the drop down menu below. Moneyfacts.co.uk - Best Buy
Intro Rate For PurchasesIntro Rate for Balance TransfersTypical
APR
RewardsBest Buy Table
Click to compare up to 3 credit card productsSORTSORTSORT
AA
N/A0.0% for 12 months from date of card issue.16.9%PointsView all Reward Cards Best Buys
American ExpressN/AN/A19.9%CashbackView all Cashback Best Buys
Egg
0.0% until 01.06.20100.0% until 01.05.2011 from date of transfer.16.9%N/AView all 0% Balance Transfers Best Buys
MBNA Europe Bank
0.0% for 3 months.0.0% for 13 months from date of card issue.16.9%RewardsView all 0% Balance Transfers Best Buys
Nationwide BS
0.0% for 3 months.0.0% for 13 months from date of card issue.16.9%N/AView all 0% Balance Transfers – Gold & Platinum Best Buys
Post Office®
0.0% for 3 months.0.0% for 12 months from date of card issue.16.9%N/AView all 0% Balance Transfers – Gold & Platinum Best Buys
Sony
0.0% for 3 months.0.0% for 12 months from date of transfer.15.9%PointsView all 0% Balance Transfers – Gold & Platinum Best Buys
Tesco Bank
0.0% for 12 months.0.0% for 6 months from date of card issue.16.9%ClubcardView all 0% Purchase Rates Best Buys
The Co-operative Bank
0.5% for 6 months.0.5% for 6 months from date of transfer.7.7%N/AView all Low Rates – Gold & Platinum Best Buys
Virgin Money
0.0% for 3 months.0.0% for 14 months from date of card issue.16.6%N/AView all 0% Balance Transfers Best Buys
Click to compare up to 3 credit card products
Click to compare up to 3 credit card products.
Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.
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Cards - Best Sellers Explained

The credit card market moves quickly, so it pays to catch the best deals when you see them! We’ve put all the deals for which you can apply online in one place to cut down on the searching time. You can still view all our Best Buy tables by using the drop down menu or the menu at the top of the page.
 

Guides

Guide Credit cards - key factors to consider
There are a number of things to consider when you’re taking out credit cards. Here’s the Moneyfacts.co.uk guide.

Guide Credit Cards - Top Level Guide
A credit card is means of payment which allows you to borrow money from the credit card provider each time you use it. Credit cards are accepted in hundreds of thousands of shops, restaurants, gyms etc all over the world.

Guide Credit Card Glossary
Credit card terms explained...

View Credit cards Guides >>

Card Tools

Credit repayment calculatorCredit repayment calculator
Find out how long it will take to clear your Credit Card.

Credit repayment term calculatorCredit repayment term calculator
Want to clear your credit card as quickly as possible?

What's Hot?

New rules to save credit card customers millionsNew rules to save credit card customers millions
Credit card customers are to benefit to the tune of millions of pounds as a result of new rights that were announced today...

AA makes changes to its credit card offeringAA makes changes to its credit card offering
AA has made changes to the terms of its AA Credit Card Visa and AA Members Credit Card Visa...

Credit card borrowers urged to check ratesCredit card borrowers urged to check rates
Credit card borrowers have been told to challenge their provider if the interest rates they are charged increase unexpectedly...

Extra home protection considered for debtorsExtra home protection considered for debtors
Homeowners facing the possibility of losing their property as a consequence of failing to repay consumer credit debts could be afforded a greater level of protection, if new proposals get the go ahead...

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