Sign up to our popular newsletter, crammed full of the best deals & money tips

Advertisement:

Card Tools

Credit repayment calculatorCredit repayment calculator
Find out how long it will take to clear your Credit Card.

Credit repayment term calculatorCredit repayment term calculator
Want to clear your credit card as quickly as possible?

Compare the best cashback credit cards

  - Get cashback for spending on your credit card. Compare the best cards but remember that some offers are for a limited period.
Also look at:

Compare the best Cashback Credit Cards

Compare
Up to 3 products
side by side 		Intro Rate For PurchasesAPRAdditional InformationSearch all
222 Credit Cards
 
American Express

Platinum Cashback Card		N/A18.5%
  • 5% cashback for the first 3 months
  • Annual fee of £25
  • Emergency cash service available
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 14.0% variable per annum for purchases. Annual fee of £25 applies. Representative 18.5% APR variable. 
Capital One

Aspire World MasterCard		N/A19.9%
  • 5% cashback for the first 3 months
  • 5% cashback capped at £100
  • Identity theft assistance
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 19.94% variable per annum for purchases. Representative 19.9% APR variable. 
Santander

123 Credit Card MasterCard		N/A22.8%
  • 3% cashback on petrol
  • Annual fee of £24
  • 1% on supermarket spend no cap, 2% on department store spend no cap, 3% on fuel spend capped at £300 per month
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Annual fee of £24 applies. Representative 22.8% APR variable. 
Creation Financial Services

Creation Cashback Credit Card MasterCard		N/A18.9%
  • 1.5% cashback on supermarket & petrol transactions
  • Minimum opening age of 25
  • Must have bank or building society account to apply
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Bank of Ireland UK

Moneyback MasterCard		0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Bank of Ireland UK

Moneyback Gold MasterCard		0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Leeds BS

Platinum Credit Card Visa		0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Free 12 month McAfee Online Banking Suite
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Smile

Classic Visa		N/A20.9%
  • Discounts when using card at Co-operative Travel
  • No transfers from other Co-operative Bank cards
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable. 
Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Search All Credit Cards >>
 

What are Cashback Credit Cards?

If you like to spend on your credit card and pay it off in full every month, you don’t need flashy 0% offers, or even a particularly low purchase rate (as you never intend to pay it). Instead you want a credit card that will reward your custom, perhaps with points, airmiles or vouchers, or even with cashback.

A Cashback Credit Card is not suitable for you if you don’t repay your balance in full each month (or before any 0% introductory period ends) because any rewards you earn from the card will be more than cancelled out by the interest you have to pay.

Watch out as well for card providers offering high introductory cashback rates (you should really aim to base your decision on the long term cashback rate, after the introductory period ends) as well as the minimum transaction amount you need to make before you start earning cashback.