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Top five cashback credit cards

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Compare low interest credit cards

  - Looking for a low APR credit card? Compare low rate cards here. Great if you don't want to keep having to transfer your balance!
Also look at:

Compare the Best Low Rate Credit Cards

Compare
Up to 3 products
side by side 		APRInterest Free DaysAdditional InformationSearch all
220 Credit Cards
 
Sainsbury's Bank

Cashback Low Rate CC M'Card		7.8%56 days
  • £5 cashback each month when you spend £250 in Sainsbury's & £250 elsewhere per month
  • Rates dependent on credit rating
  • Manage your card online
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 7.84% variable per annum for purchases. Representative 7.8% APR variable. 
Sainsbury's Bank

Nectar Low Rate CC M'Card		7.8%56 days
  • One of the lowest standard interest rates on the market
  • Rates dependent on credit rating
  • Manage your card online
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 7.84% variable per annum for purchases. Representative 7.8% APR variable. 
Barclaycard

Platinum Simplicity Visa		7.9%56 days
  • No balance transfer fee
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 7.9% variable per annum for purchases. Representative 7.9% APR variable. 
NatWest

Low Rate Credit Card Visa		9.9%56 days
  • Low rate of 9.9% APR
  • No transfers from RBS Group cards
  • Manage your card online
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 9.95% variable per annum for purchases. Representative 9.9% APR variable. 
The Co-operative Bank

Platinum Fixed Rate Visa		9.9%56 days
  • Discounts when using card at Co-operative Travel
  • Can't change payment due date
  • Interest rate fixed for 5 years
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 9.9% variable per annum for purchases. Representative 9.9% APR variable. 
SAGA

Over 50's Platinum Visa		11.9%55 days
  • Discounts within the Saga travel group
  • No transfers from other Allied Irish Bank cards
  • Emergency cash service available
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases. Representative 11.9% APR variable. 
Lloyds TSB

Advance Online MasterCard		11.9%0 days
  • 24 hour customer service
  • Can't change payment due date
  • Manage your card online
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 11.95% variable per annum for purchases. Representative 11.9% APR variable. 
Halifax

Clarity Credit Card MasterCard		12.9%56 days
  • No balance transfer fee
  • Rates dependent on credit rating
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.95% variable per annum for purchases. Representative 12.9% APR variable. 
The Co-operative Bank

Clear Visa		12.9%56 days
  • Discounts when using card at Co-operative Travel
  • Can't change payment due date
  • Manage your card online
Details...
Proceed		 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Representative 12.9% APR variable. 
MBNA Limited

MBNA Everyday Credit Card Visa		12.9%50 days
  • Low APR of 12.9%
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Representative 12.9% APR variable. 
MBNA Limited

MBNA More Rewards Credit Card Amex/Visa		12.9%50 days
  • Low APR of 12.9%
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Representative 12.9% APR variable. 
ASDA Money

Credit Card MasterCard		14.9%50 days
  • 1% cashback on ASDA supermarket & petrol transactions
  • Can't change payment due date
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 14.9% variable per annum for purchases. Representative 14.9% APR variable. 
Compare
Last Updated: Wednesday 22 May 2013 00:18
Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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What are Low Interest Credit Cards?

Maybe not as exciting as a long 0% purchase or balance transfer card, a low interest card offers a no-frills option at a lower standard rate of interest for purchases.

Low Interest Credit Cards is suitable for you if you don’t think you’ll be able to clear your balance within the introductory period of a 0% purchase or balance transfer card, and don’t want to keep transferring your balance. Because of the lower standard rate, this type of card tends to work out more economical over the long term, if you think you might need several years to repay your balance. It might also be suitable if you occasionally don’t repay your full balance at the end of the month, but don’t want to go through the rigmarole of changing to a 0% purchase card every year.

This said, some low purchase rate credit cards also offer a 0% introductory purchase or balance transfer period, reward points or cashback as well. However, when selecting your card, be sure that the standard purchase rate remains your primary consideration