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Key Facts

 

Credit cards Guides

 

Free Yourself From Credit Card Debt
Millions of Britons are currently managing to get by using their flexible plastic friends. What would our lives be like if we couldn't use credit cards, or go into our overdrafts, or take out loans?

Prepaid cards: A plastic revolution.
The problem with using credit cards is that convenience and speed can carry you away, and often leads to overspending, or getting into dangerous debt. Another choice is already here; it's called the Prepaid Card.

What type of credit card is best?
They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spending power, emblazoned with your chosen design. But what is the rate for purchases? Balance transfers? Do you get any rewards for spending on it?

Credit cards Tips

 

Prepaid cards for students
Prepaid Cards are perfect for students starting university. Keep student debts in check. These cards allow you to easily manage your finances, there are no monthly account charges and no credit checks required.

On the spot tip: Cards to use abroad
Check out some of the best travel money cards to use when you're on your overseas holidays...

Credit Cards: The 0% introductory purchase deal
The thing about credit cards is that they seem so simple. Most of us already have a debit card, but there are many more things to think about when considering which credit card to apply for

Credit Card Best Buys

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Reward Credit Cards

Intro Rate For PurchasesTypical
APR
Cash WithdrawalsInterest Free Period
SORTSORTSORTSORT
AA
0.0% for 12 months
18.9%
27.9%50 days
American ExpressN/A 
19.9%
27.9%56 days
ASDA0.0% for 3 months
16.8%
25.5%56 days
Santander0.0% for 3 months
19.9%
29.9%56 days
John Lewis Financial Services0.0% for 6 months
16.9%
23.9%56 days
Sainsbury's FinanceN/A 
12.9%
24.9%49 days
Click to compare up to 3 credit card products.
Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.
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Reward Cards Explained

Reward credit cards offer the incentive of accruing various points when spending on the card. This can be redeemed either for a specific or variety of incentives depending on the scheme. Rewards can vary and should be chosen depending on what will be of most value to you. As the interest rates outside any introductory period will eat away any reward, these cards are most suitable for those who pay their balances off in full.
 

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Money Tips

Student prepaid cards
Prepaid Cards are perfect for students starting university. Keep student debts in check, these cards let you to easily manage your finances, there are no monthly account charges and no credit checks.

Worried about how you will repay your mortgage?
Financially a few things can weigh so heavily on a mind, than worry about paying your mortgage. Worrying can be good for you; in that it can be the spark that ignites the fire of action.

High maintenance savings
Why it pays to be high maintenance when it comes to saving

Using a credit card can help improve your credit rating
Credit cards, when used responsibly and in a disciplined manner, can actually improve your credit rating

The 0% introductory purchase credit card deal
A 0% purchase credit card can be fantastic way to buy now pay later...

Are some banks foreign to you?
Have you ever checked our best buy charts and not recognised the names of some of the banks listed?

Student Money Saving Tips
It’s not all caps, gowns & bicycles with textbooks underarm...

Festival Tips
Make sure your festival experience is one to repeat...

 

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DebtDebt
Visit our debt solutions section if you would like some help in managing your finances.