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Key Facts

 

Life insurance Guides

 

Decreasing Term Life Insurance for Mortgages
Decreasing term insurance decreases over the term of the policy and is usually used to pay off a repayment mortgage, so is sometimes referred to as life insurance for mortgages.

Level Term Insurance Guide
Level term insurance is purchased so that your family or loved ones are given a lump sum when you die.

Increasing Term Life Insurance
Increasing Term Life Insurance is, as you might expect, the opposite of Decreasing Term: the value increases over the life of the policy.

Life insurance Tips

 

Why bother with life insurance?
Is your life insured? Whatever your thoughts about life insurance, it does provide a real solution to the biggest financial risk to your family.

What affects the price of your life insurance?
The factors that affect the price you pay for your life insurance may seem obvious, but then again you’d be surprised by how many of us rant and rave about the cost of our life insurance. And it’s entirely understandable.

Get a life (insurance policy)!
If you have a mortgage, and you don’t have any life insurance, you are unintentionally making a bet. You are betting that you will live to see that magical last payment when the mortgage is fully repaid.

Life Insurance Best Buys

Compare life insurance premiums as a female non-smoker of 35

CompanyMonthly Premium
Monthly Premiums for Sum Assured of £100,000 over 20 years
Sainsbury's Finance
£6.09
Legal & General£6.15
Aviva£6.20
Lutine Assurance£6.20
Zurich Assurance£6.20
AA Insurance Services £6.40
LV=£6.45
Post Office®£6.81
Barclays Life £7.02
AEGON£7.20
Disclaimer:
The figures and details shown are obtained from sources believed to be reliable. However, the accuracy and completeness of any information cannot be guaranteed and no warranty or representation is given and users must check all rates, conditions and details before finalising any arrangement. No liability can be accepted for any direct or consequential loss arising from the use or reliance upon this information. Please remember that past performance is no guarantee of the future and may not be repeated.