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Decreasing term life insurance for mortgages
Decreasing term life insurance is also known as life insurance for mortgages, as this type of cover is normally taken out when you buy a mortgage or re-mortgage your property.
Level term insurance guide
Level term insurance is purchased so that your family or loved ones are given a lump sum when you die.
Increasing Term Life Insurance
Increasing Term Life Insurance is, as you might expect, the opposite of Decreasing Term: the value increases over the life of the policy.
Why bother with life insurance?
Is your life insured? Whatever your thoughts about life insurance, it does provide a real solution to the biggest financial risk to your family.
What affects the price of your life insurance?
The factors that affect the price you pay for your life insurance may seem obvious, but then again you’d be surprised by how many of us rant and rave about the cost of our life insurance. And it’s entirely understandable.
Get a life (insurance policy)!
If you have a mortgage, and you don’t have any life insurance, you are unintentionally making a bet. You are betting that you will live to see that magical last payment when the mortgage is fully repaid.
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