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Best Buy personal loans (£5K over 3 years)

  - Compare the best loans for £5,000 over 3 years. See how much you could pay and apply online today where you see a provider's logo.
Also look at:

Compare the best £5K loan over 3 years

Compare
Up to 3 products
side by side 		Total Amount Repayable (cost of credit) Monthly RepaymentAdditional InformationSearch all
54 Personal Loans
 
Sainsbury's Finance
Standard Nectar Cardholder Loan		£5,601.96
(£601.96)		£155.61
  • Available to shoppers with a Nectar card used with Sainsbury's in the last 6 months
Details... 
  Representative Example: Based on a loan of £5,000. Representative 7.8% APR fixed. Total amount repayable £5601.96 at £155.61 per month for 36 months. 
Metro Bank
Personal Loan		£5,609.52
(£609.52)		£155.82
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £5,000. Representative 7.9% APR fixed. Total amount repayable £5609.52 at £155.82 per month for 36 months. 
Alliance & Leicester

Personal Loan		£5,617.44
(£617.44)		£156.04
  • In most cases, decision made within 24 hours
Details...
Proceed		 
  Representative Example: Based on a loan of £5,000. Representative 8.0% APR fixed. Total amount repayable £5617.44 at £156.04 per month for 36 months. 
Tesco Bank
Personal Loan		£5,640.48
(£640.48)		£156.68
  • Lower rates available for existing Tesco Bank loan customers
Details... 
  Representative Example: Based on a loan of £5,000. Representative 8.3% APR fixed. Total amount repayable £5640.48 at £156.68 per month for 36 months. 
Post Office®
Online Personal Loan		£5,648.40
(£648.40)		£156.90
  • Optional 2 month repayment break allowed (subject to approval)
Details... 
  Representative Example: Based on a loan of £5,000. Representative 8.4% APR fixed. Total amount repayable £5648.40 at £156.90 per month for 36 months. 
Santander

Online Personal Loan		£5,663.88
(£663.88)		£157.33
  • In most cases, decision made within 24 hours
Details...
Proceed		 
  Representative Example: Based on a loan of £5,000. Representative 8.6% APR fixed. Total amount repayable £5663.88 at £157.33 per month for 36 months. 
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Zopa

A*		£5,716.48
(£716.48)		£155.18
  • Application fee of £130 applies
Details...
Proceed		 
  Representative Example: Based on a loan of £5,000. Application fee of £130.00 applies. Representative 7.6% APR fixed. Total amount repayable £5716.48 at £155.18 per month for 36 months. 
NatWest

Existing Customer Online Personal Loan		£6,379.92
(£1,379.92)		£177.22
  • Current account required with lender to repay loan
Details...
Proceed		 
  Representative Example: Based on a loan of £5,000. Representative 17.9% APR fixed. Total amount repayable £6379.92 at £177.22 per month for 36 months. 
Disclaimer:
The APR quoted is representative of the interest rate offered to most applicants. Depending on your personal circumstances the APR you are offered may be higher. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

 

Loans: Best £5K Loans explained

Moneyfacts researchers compare the market for cheap loans to show you the best loans on offer in the UK. The loan rates we show in our £5K Loan Best Buy table are based on borrowing at least £5000 over a loan repayment period of 3 years.  The loans in this Best Buy are called "personal" or "unsecured" loans as they are not secured against your property. 

To ensure you really are getting a cheap loan, there are a number of things you should consider before applying for a loan.  A lender may advertise a loan with deferred repayments, which means you don’t make any loan repayments for a few months at the start. Don't forget that interest will still roll up, making both the monthly repayment and the total amount repayable larger. The same applies to personal loans with 'payment breaks' during the loan term if you make use of these.  Some banks may make a payment into your account on the same day you apply but you could incur a fee. 

Read our tips on how to find the cheap loans here.