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Key Facts

 

Mortgages Guides

 

Mortgages key factors to consider
There are various key factors that you should consider before you buy your mortgage. Here’s the Moneyfacts.co.uk guide to things to consider when buying your mortgage.

Mortgage Glossary
Mortgage terms explained...

Finding your perfect mortgage match
Finding the right mortgage is much like finding the perfect partner. There are certain attributes or traits in a prospective partner or mortgage that makes compatibility more likely.

Mortgages Tips

 

Finding your perfect mortgage match
Finding the right mortgage is much like finding the perfect partner. There are certain attributes or traits in a prospective partner or mortgage that makes compatibility more likely.

Save money- pay your mortgage off early!
Let’s face it, mortgages are a daunting subject. For many they are a proverbial “ball and chain”, destined to be repaid for the next few millennia, with no discernable end to the misery of seeing your monthly pay packet decimated...

Mortgages things to watch out for
The things to watch out for with Mortgages. There are a number of important things to watch out for when comparing or buying your mortgage.

Best Sellers – Mortgages

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If you’re after a great rate but don’t have fixed views on the type of Mortgage you’re looking for, look no further. We’ve put a selection of our best sellers in one place, and the great news is you can find a great deal. To view our other Best Buys, simply select a chart from the drop down menu below.
RateAPR CostMortgage TypePeriodMax LTVBest Buy Table
SORTSORTSORTSORT
HSBC
2.19% Reverting to 3.94%3.8%Discounted Variable2 years70%View all Discounted Variable Rate Best Buys
Product Fee: Booking £599
HSBC
2.19% for term2.2%VariableTerm60%View all Variable Rate Best Buys
Product Fee: Booking £99
first direct
2.59% for term2.6%VariableTerm65%View all Remortgage Best Buys
Product Fee: Arrangement £99
first direct
2.89% for term3.7%VariableTerm75%View all Variable Rate Best Buys
Product Fee: Arrangement £99
Yorkshire BS
2.99% Reverting to 4.99%4.7%Fixed30/09/201275%View all Fixed 2 Year Best Buys
Product Fee: Arrangement £300, Booking £195
Yorkshire BS
3.09% Reverting to 4.99%4.7%Fixed30/09/201275%View all Remortgage Best Buys
Product Fee: Arrangement £300, Booking £195
ING Direct (UK)
3.09% Reverting to 3.50%3.5%Fixed30/11/201275%View all Fixed 2 Year Best Buys
Product Fee: Arrangement £750, Booking £195
Market Harborough BS
3.69% Reverting to 5.49%5.1%Fixed31/08/201380%View all Fixed 3 Year Best Buys
Product Fee: Booking £95, Arrangement £800
Market Harborough BS
3.69% Reverting to 5.49%5.1%Fixed31/08/201380%View all Remortgage Best Buys
Product Fee: Booking £95, Arrangement £800
ING Direct (UK)
3.89% Reverting to 3.50%3.8%Fixed30/11/201375%View all Fixed 3 Year Best Buys
Product Fee: Booking £195
Yorkshire BS
4.19% Reverting to 4.99%4.8%Fixed30/09/201575%View all Fixed 5 Year Best Buys
Product Fee: Arrangement £300, Booking £195
HSBC
4.49% for term4.7%VariableTerm90%View all Variable Rate Best Buys
Product Fee: Booking £599
Market Harborough BS
4.79% Reverting to 5.49%5.3%Fixed31/07/201580%View all Fixed 5 Year Best Buys
Product Fee: Booking £95, Arrangement £400
Yorkshire BS
4.99% Reverting to 4.99%5.2%Fixed30/09/202075%View all Fixed 5 Year Best Buys
Product Fee: Arrangement £300, Booking £195
Britannia
5.49% Reverting to 4.24%5.4%Fixed30/11/202075%View all Fixed 5 Year Best Buys
Product Fee: none
Britannia
5.89% Reverting to 4.24%5.2%Fixed30/11/201590%View all Fixed 5 Year Best Buys
Product Fee: Booking £150, Arrangement £349
Click to compare up to 3 mortgage products.
Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
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Mortgages - Best Sellers Explained

Great mortgage deals aren't always around for long, so it pays to get your money working harder for you as soon as possible. We've put all the mortgages for which you can apply today in one place to make it easier for you to tick one thing off your list. To view our Best Buy tables, simply use the drop down menu or use the menu at the top of the page.
 

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Mortgage News

4 years of negative equity faced by homeowners4 years of negative equity faced by homeowners
A forecast by the National Housing Federation has predicted that homeowners will have to wait until 2014 – when average prices are set to rise to £226,900 – before they can recover what they originally paid for their home.

Variable rate mortgages won’t move overVariable rate mortgages won’t move over
The falling cost of fixed rate mortgages and forecasts of significant interest rate rises in the next few years have led experts to suggest fixed rate mortgages might be the best way forward for mortgage borrowers.

Mortgage lending increased by 5% in JulyMortgage lending increased by 5% in July
The majority of households continue to pay their mortgages in full every month, and have benefited from record low interest rates. This looks set to continue for some time yet.

Repossession estimates a dreamRepossession estimates a dream
Revised repossession estimates as announced last week by the Council of Mortgage Lenders (CML) have been labelled a ‘dream’.

Mortgage from Hanley Economic BS steals the showMortgage from Hanley Economic BS steals the show
Hanley Economic has launched a new fixed rate discounted mortgage that has stormed to the top of its class.