Mortgage IDD

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Key Facts

 

Mortgages Guides

 

Mortgage Glossary
Mortgage terms explained...

Mortgages key factors to consider
There are various key factors that you should consider before you buy your mortgage. Here’s the Moneyfacts.co.uk guide to things to consider when buying your mortgage.

Mortgages - Top Level Guide
A mortgage is basically any loan which is secured against property which you own. A mortgage means a loan from a bank or building society which allows us to buy a house, flat or apartment, with the property itself as the security.

Mortgages Tips

 

Mortgages things to watch out for
The things to watch out for with Mortgages. There are a number of important things to watch out for when comparing or buying your mortgage.

How to get the right mortgage
Getting a mortgage is the biggest financial commitment most of us will ever make, and one of the biggest potential areas to save money.

Equity release schemes
Equity release schemes from companies such as Norwich Union and Prudential have risen in popularity as ways to convert this wealth into income.

Mortgage Best Buys

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Buy To Let Mortgages

RateMortgage TypePeriodMax LTVFeeRedemption
Click to compare up to 3 mortgage productsSORTSORTSORT
Principality BS
3.39%
Variable31/03/201260%Arrangement 3.50% AdvanceTo 31/03/2012
NatWest Mortgage Services
4.99%
Variable31/05/201275%Arrangement £1999To 31/05/2012
Cheltenham & Gloucester
5.29%
Variable31/05/201375%Booking £99, Arrangement 2.50% AdvanceTo 31/05/2013
The Mortgage Works
4.99%
VariableTerm70%Arrangement £1499To 30/11/2010
Principality BS
4.59%
Fixed31/03/201260%Arrangement £999To 31/03/2012
Whiteaway Laidlaw Bank
4.69%
Fixed2 years70%Arrangement 2.75% Advance1st 2 yrs
Leeds BS
5.49%
Fixed30/04/201360%Completion £1350, Booking £199-
Nottingham BS
5.59%
Fixed01/04/201370%Arrangement £600, Booking £395To 01/04/2013
Whiteaway Laidlaw Bank
5.99%
Fixed5 years70%Arrangement £9991st 5 yrs
Leeds BS
5.99%
Fixed30/04/201565%Completion £1350, Booking £199To 30/04/2015
Click to compare up to 3 mortgage products
Click to compare up to 3 mortgage products.
Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
 
Oinky the Pig!

Buy to Let Mortgages Explained

Unlike mortgages for properties which you will live in yourself, these types of mortgage are for properties which are let out to tenants who will pay a rent to you as the owner. In most cases, the amount you can borrow will depend on how much rent you expect to receive.

The amount of rent you are paid each month will usually need to be more than your monthly mortgage interest or repayment amount. So if your rent is £1,000 per month, the amount of money you might be able to borrow could be based on your monthly interest or repayment being no more than around £800.

Buy-to-let mortgages are quite specialised, but if you are interested in becoming a property landlord then our buy-to-let mortgage Best Buys will provide you with a selection of the kind of deals that are on offer.
 
 

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