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Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

Average asking prices increase
Average asking prices increase

Property prices in England have grown to an average of £235,101, according to new research by the pr... More

Average house price edges up
Average house price edges up

The value of an average property in the UK increased annually by 2.7% during March this year, accord... More

Mortgage lending up by 21% year-on-year
Mortgage lending up by 21% year-on-year

Gross mortgage lending has risen since April 2012 by an estimated 21%, according to new data release... More

Mortgage applications increase by 54%
Mortgage applications increase by 54%

The number of mortgage applications submitted by prospective borrowers during April this year grew b... More

King issues warning on Help to Buy scheme
King issues warning on Help to Buy scheme

The Governor of the Bank of England, Sir Mervyn King, has claimed there is “no place in the long run... More

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How to choose an estate agent

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Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

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How to buy a house: making an offer to completion
How to buy a house: making an offer to completion

Find out how buying a house works, from making your offer to completion. This guide explains the mor... More

Loughborough BS launches variable rate mortgage
Loughborough BS launches variable rate mortgage

Loughborough Building Society has added a selection of variable rate mortgages to its range, most no... More

Vernon BS unveils five-year mortgage
Vernon BS unveils five-year mortgage

Vernon Building Society has released a new five-year fixed-rate mortgage, available to borrowers wit... More

Hinckley & Rugby BS storms market with 5-star rate
Hinckley & Rugby BS storms market with 5-star rate

Hinckley & Rugby Building Society has reduced its discounted variable offset mortgage rate by 0.30%,... More

5-star tracker rate unveiled by first direct
5-star tracker rate unveiled by first direct

A rate cut of 0.60% has pushed the first direct variable tracker deal to the top of the 90% loan-to-... More

Coventry BS unveils 5-star variable-rate mortgage
Coventry BS unveils 5-star variable-rate mortgage

Coventry Building Society has cut the rate on its variable-rate mortgage for term, catapulting it to... More

 

Compare six of the best 5 Year + Fixed Rate Mortgages


Looking to fix your mortgage rate for five years up to ten years? Our team of independent experts have compared six Best Buy 5 year + mortgages for you.
RateAPR CostMortgage TypePeriodMax LTVRedemption
SORTSORTSORTSORT
Norwich & Peterborough BS

2.74% Reverting to 4.99%4.2%Fixed5 years60%1st 5 yrs
Product Fee: Reservation £295
first direct

2.99% Reverting to 3.69%3.5%Fixed5 years75%1st 5 yrs
Product Fee: Booking £499, Upto £400000.00 Advance,Booking £998, £400001.00 - £800000.00 Advance,Booking £1497, £
Leeds BS
3.19% Reverting to 5.69%5.0%Fixed30/06/201880%To 30/06/2018
Product Fee: Booking £199, Completion £800
The Co-operative Bank

3.69% Reverting to 4.74%4.5%Fixed30/06/201885%To 30/06/2018
Product Fee: none
Hanley Economic BS
4.20% Reverting to 5.19%5.0%Fixed30/04/201890%To 30/04/2018
Product Fee: none
Yorkshire BS

3.99% Reverting to 4.99%4.4%Fixed30/06/202375%To 30/06/2023
Product Fee: Arrangement Administration £130
 Sponsored Products
Santander

4.99% Reverting to 4.74%5.0%Fixed02/07/201890%To 02/07/2018
Details...
0808 163 7151
Product Fee: none
Post Office®

4.59% Reverting to 4.49%4.7%Fixed31/05/201890%To 31/05/2018
Product Fee: none
Virgin Money
3.79% Reverting to 4.79%4.5%Fixed01/08/201880%To 01/08/2018
Details...
0845 287 0788
Product Fee: Arrangement £995
Halifax

3.59% Reverting to 3.99%4.0%Fixed31/08/201875%To 31/08/2018
Details...
0845 154 4128
Product Fee: Completion £265
NatWest Mortgage Services

3.09% Reverting to 4.00%3.8%Fixed31/10/201860%To 31/10/2018
Details...
0800 068 8512
Product Fee: none
Click to compare up to 3 mortgage products.
Last Updated: Friday 24 May 2013 16:12
Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
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What you should know about 5 year + fixed rate mortgages

A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.

The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.

When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.