Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

Advertisements:

Financial worries challenge SMEs
Financial worries challenge SMEs

Cashflow remains a major concern for small and medium-sized (SMEs) in the UK, according to research ... More

Subdued demand for business credit
Subdued demand for business credit

Demand for credit from small and medium-sized businesses (SMEs) remained low during the first three ... More

Aldermore issues easy-access business account
Aldermore issues easy-access business account

Aldermore has launched the Easy Access Business Savings Account Issue 2, available to business inves... More

Top bond for small businesses
Top bond for small businesses

Despite Santander reducing the rates on selected fixed rate business bonds, the one-year option stil... More

Hard graft and innovation strengthens business
Hard graft and innovation strengthens business

British businesses believe they will grow by 60% over the next two years as a result of business lea... More

Where to find the best-paying Charity Accounts
Where to find the best-paying Charity Accounts

Is your charity business account paying little interest? Find the best paying charity accounts here... More

Choosing a Business Current Account
Choosing a Business Current Account

When it comes to the day-to-day running of your business, the financial product that you need to be ... More

What is Business Broadband?
What is Business Broadband?

If fast, reliable internet access is important to your company then business broadband could be the ... More

 

Property Development Finance for rennovations



Find the right Property Development Finance
 

Interest roll-up (no monthly repayments)

Staged payments from the lender

Get up to 65% loan to value

 

How does property development finance differ from a commercial mortgage?

Property development loans are a type of short-term lending that allows a developer to finance renovation or refurbishment of a property.

In the current tough economic climate you must be able to demonstrate very strong credentials to secure a loan, having one or more of the following:

  • A proven record of successful developments in the past
  • Agreed ‘off-plan’ buyer(s)
  • Already own the land and have planning permission
  • Can show that the development will service a strong rental demand where the building is speculative

Property development finance tends to have higher set-up fees than commercial mortgages. Money can be released in stages and repayments can be deferred until such time as you sell the property, or secure a commercial mortgage based on the final valuation after work has been completed.

You may be able to get a commercial mortgage that will lend on property development. However, the distinct advantage of a specialist short-term loan is that you may be able to get the funds you need quicker, over a shorter term (where the loan is easier to redeem if you intend to develop and sell).

What next?

Request callback to arrange property development finance
Compare commercial mortgages