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Buy-to-let suffered a more pronounced low than the mainstream mortgage market in 2009, as the full impact of the financial crisis revealed itself. But now it seems that the sector is making something of a comeback. This week, moneyfacts.co.uk released figures that revealed that the number of buy-to-let mortgages available had precisely doubled from 243...
Normally, a slice of any interest you earn from a savings account goes straight to the taxman. A Cash ISA, or Cash Individual Savings Account, is a type of savings account that allows you to earn interest tax-free.
Each tax year (the 6th April to the following 5th April) you can invest up to a specified limit in a Cash ISA – click here to get your free 2011/12 tax year ISA allowance guide.
Even if you have no money to invest in the current tax year, you can still transfer your ISA to another provider, if you find you’re not earning the best rate on your savings.
However, if you wish to undertake an ISA transfer, please do not physically transfer the money yourself – your new provider will give you a form to fill in and your old and new ISA providers will liaise on your behalf, in order to protect your savings’ tax-free status.
