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Key Facts

 

Savings Guides

 

Changes To Child Trust Funds
On 24 May 2010 the government announced plans to reduce, and then withdraw the contributions it makes to Child Trust Funds. Now you may be wondering what these changes are and how they will affect your child’s fund.

Saving can be high maintenance
You're lured in by a great savings rate; and once they've had your custom for a while, it's reduced to a nominal, almost derisory amount.

Are some banks foreign to you?
Have you ever checked our best buy charts and not recognised the names of some of the banks listed?

Savings Tips

 

Saving can be high maintenance
You're lured in by a great savings rate; and once they've had your custom for a while, it's reduced to a nominal, almost derisory amount.

Are some banks foreign to you?
Have you ever checked our best buy charts and not recognised the names of some of the banks listed?

Saving for the future
Just a quick glance of our Savings Best Buys will tell you that there are quite a few different types of savings account. Knowing where to put your cash is no easy task with Bonds, ISAs and a whole host of other accounts available.

Cash ISA Best Buys

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ISA Transfers

AERNotice/TermMinimum
Investment
Account Operations
SORTSORTSORT
Halifax
4.25%
Fixed Rate
4 Year Bond£500
OnlineTick
BranchTick
PostalCross
PhoneTick
Birmingham Midshires
4.25%
Fixed Rate
5 Year Bond£500
OnlineCross
BranchCross
PostalTick
PhoneCross
Derbyshire BS
4.15%
Fixed Rate
31.08.14£100
OnlineCross
BranchTick
PostalTick
PhoneCross
Dunfermline BS
4.15%
Fixed Rate
31.08.14£100
OnlineCross
BranchTick
PostalTick
PhoneTick
Nationwide BS
4.00%
Fixed Rate
4 Year Bond£1
OnlineCross
BranchTick
PostalCross
PhoneCross
Principality BS
2.80%
Variable Rate
None£1
OnlineTick
BranchCross
PostalCross
PhoneCross
Newcastle BS
2.75%
Variable Rate
120 Day£500
OnlineTick
BranchTick
PostalTick
PhoneTick
Cheltenham & Gloucester
2.70%
Variable Rate
Instant£1
OnlineCross
BranchTick
PostalTick
PhoneCross
Birmingham Midshires
2.70%
Variable Rate
None£500
OnlineCross
BranchCross
PostalTick
PhoneCross
AA
2.70%
Variable Rate
None£500
OnlineCross
BranchCross
PostalTick
PhoneCross
 Sponsored Products
Santander
2.75%
Variable Rate
Instant£9000
OnlineTick
BranchCross
PostalTick
PhoneTick
Triodos Bank
2.01%
Variable Rate
33 Day£10
OnlineTick
BranchCross
PostalCross
PhoneCross
Click to compare up to 3 savings account products.
Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
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Oinky the Pig!

ISA Transfers Explained

Cash ISAs allow you to save and get interest paid tax free. You can only take out one new Cash ISA per year, but you are free to transfer your existing ISA savings around to other ISA providers to get a better rate. If you’ve got old Cash ISAs where the interest rate has fallen over time, now’s the time to transfer these to get the most from your savings. This won’t affect your current year’s ISA allowance which you can still use for new savings.
 

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Guides

Savings accounts - frequently asked questions
Savings frequently asked questions.

Transferring your ISA
The Cash ISA: tax saviour of the saving classes! They are one of the few legal things you can do with your money to avoid tax, and one of the most popular...

Changes To Child Trust Funds
On 24 May 2010 the government announced plans to reduce, and then withdraw the contributions it makes to Child Trust Funds. Now you may be wondering what these changes are and how they will affect your child’s fund.

View Savings Guides >>

Money Tips

Student prepaid cards
Prepaid Cards are perfect for students starting university. Keep student debts in check, these cards let you to easily manage your finances, there are no monthly account charges and no credit checks.

Worried about how you will repay your mortgage?
Financially a few things can weigh so heavily on a mind, than worry about paying your mortgage. Worrying can be good for you; in that it can be the spark that ignites the fire of action.

High maintenance savings
Why it pays to be high maintenance when it comes to saving

Using a credit card can help improve your credit rating
Credit cards, when used responsibly and in a disciplined manner, can actually improve your credit rating

The 0% introductory purchase credit card deal
A 0% purchase credit card can be fantastic way to buy now pay later...

Are some banks foreign to you?
Have you ever checked our best buy charts and not recognised the names of some of the banks listed?

Student Money Saving Tips
It’s not all caps, gowns & bicycles with textbooks underarm...

Festival Tips
Make sure your festival experience is one to repeat...

 

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