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Is it me but doesn’t it seem like we’ve been here before? The Greek crisis seems to have been dragging on longer than the Trojan War. It has been vacillating from spikes of on-the-brink debt refinancing, to periods where it has been seemingly out of the news altogether. But this time things appear different, more...
Paying tax-free interest, cash ISAs should form part of everyone’s savings portfolio. A Fixed Rate ISA offers you a guaranteed return for your existing and new ISA pot.
As with non-ISA Fixed Rate Bonds, Fixed Rate ISAs can be over a variety of terms. Although your money is normally easier to access than with a normal Fixed Rate Bond, you should still look at a Fixed Rate ISA as an account that you need to commit your money in, for the full term.
Withdrawals from a Fixed Rate ISA may well be at the expense of loss of some of your interest and remember that any funds withdrawn from an ISA account can’t be replaced (unless you haven’t used your ISA allowance.
Find out how to use your ISA limit by downloading your FREE 8-page ISA allowance guide for the current tax year. You will need a PDF reader such as Adobe Reader to download this guide.