Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.
Our travel money card selection is ordered by lowest transaction fee, lowest ATM charge, then lowest application fee.
Prepaid cards allow you to pre-load them with money you already have. This means that you can’t get into debt with them – you can only ever spend what you’ve put on the card.
The big advantage of a prepaid travel card over cash is that if you lose the card you can get it replaced – with your money still on there. If you lose cash on holiday or are robbed, you are unlikely to get this back from your travel insurer.
You can choose one of 3 currencies to have your prepaid travel cards in:
Keep an eye on the transaction and foreign exchange fees – preferably you should look for a card where these are nil.
Some currency prepaid cards also make a charge for withdrawing money at an ATM. If you’re planning to access your cash at a hole-in-the-wall (rather than using your card to make purchases) you should try to find a card that doesn’t make ATM charges.
You may be able to “top-up” your card using a variety of methods. Consider how you might want to do this, bearing in mind that you may be out of the country when you want to transfer money from your bank account to the prepaid card.
Act to make your travel money stretch furtherWhat makes a card traveller-friendly?
Prepaid Everyday CardsPreload your card with money that you already have so you only spend what you have.
Prepaid Travel Money CardsPreload them with foreign currency before you travel so you know how much you have to spend abroad.
Business Prepaid CardsNeed a payment option for staff, but don’t want a credit card?
Credit cards, when used wisely, can be a great way to help you manage your budget and can even clear... More
Once upon a time, if you wanted to borrow a small amount of money at a competitive rate, small perso... More
If you’ve overspent on your credit card and can’t afford to repay the amount in full, you may want t... More
If you’re getting ready for that much-needed holiday, sorting out your money should be a top priorit... More
Credit card providers have long been doing battle to get our custom. For years that battleground has... More
Getting a long 0% balance transfer credit card can reduce your debt quickly and cheaply. But there a... More
Find out who provides your credit card. Most branded cards are issued by another provider – this cou... More
They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spendin... More
Halifax has increased the introductory purchase deal on its credit card by three months, seeing it s... More
Tesco Bank has increased the introductory term on purchases on its credit card by a month, making it... More
Barclaycard has increased the introductory balance transfer term on two of its credit cards that are... More
Halifax has increased the introductory balance transfer deal on its balance transfer credit card by ... More
MBNA has launched a new low rate credit card, offering a market-leading rate. ... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.