Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.
Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment
from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.
If you like to spend on your credit card and pay it off in full every month, you don’t need flashy 0% offers, or even a particularly low purchase rate (as you never intend to pay it). Instead you want a credit card that will reward your custom, perhaps with points or vouchers, or even with cashback.
A reward credit card is not suitable for you if you don’t repay your balance in full each month (or before any 0% introductory period ends) because any rewards you earn from the card will be more than cancelled out by the interest you have to pay.
The key to choosing the right reward credit card is to select a card that offers rewards useful to you. For instance, if you spend a lot on your weekly food shop, a reward credit card that gives you vouchers or points to spend there might be a good option (indeed, some supermarkets have even started offering credit cards that also double as a loyalty card for just this purpose), or if you are a frequent flyer, a reward credit card that earns you Airmiles might be the way to go.
Stay in the know with all the latest information, of-the-moment consumer trends, best-in-class products & providers and helpful tools from Moneyfacts.
Improve your credit ratingIf you've been rejected from a card application or think you have a poor credit rating, find out how you can get accepted. A simple thing like not being on the electoral roll could be the reason.
Credit repayment calculatorFind out how long it will take to clear your Credit Card.
Credit repayment term calculatorWant to clear your credit card as quickly as possible?
Having a decent credit score is vital if you want to secure access to mortgages, loans or any other ... More
While many people turn to credit to help manage their finances from time to time, for some it’s a ne... More
Credit cards have long been seen as a popular payment method, but they need to be used sparingly. Th... More
Competition has been rife in the credit card market in recent years, with the number of products ris... More
When was the last time you checked your credit score? If your answer is a while ago, you may be in f... More
Getting a long 0% balance transfer credit card can reduce your debt quickly and cheaply. But there a... More
Find out who provides your credit card. Most branded cards are issued by another provider – this cou... More
They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spendin... More
Barclaycard has decreased the introductory balance transfer fee of its leading balance transfer cred... More
Halifax has increased the introductory 0% balance transfer term on its leading balance transfer cred... More
Barclaycard has reduced the introductory balance transfer fee on its 0% interest purchase and balanc... More
Lloyds Bank has reduced the introductory balance transfer fee on its leading transfer balance card. ... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.