Guides

Learn how personal finance products work and what different features mean to ensure you choose the right product for you.


Who Owns Who? – Banks and Savings

Category: Savings
Date: 19 May 2009
The following list covers the main UK banks, and, importantly, banking and savings brands. This shows you which brands operate under which firm’s FSA authorisation, which defines how much your savings are protected by the Financial Services Compensation ... moremore


Who Owns Who – Building Societies

Category: Savings
Date: 19 May 2009
Until very recently, the list of who owns which building society, and who’s licence they trade under for compensation scheme purposes was very simple. They were all independent and had their own licences. ... moremore


Moneyfacts Taxfacts

Category: Money
Date: 18 May 2009
Moneyfacts taxfacts are a useful and comprehensive way to keep you updated with any changes introduced in the Budget and a valuable desktop reminder throughout the year of current and previous tax rates. ... moremore


With Profits Bonds

Category: Investments
Date: 12 May 2009
With Profits Bonds are a form of life insurance based investment and usually require lump sums to be paid in ... moremore


Investments – Top Level Guide

Category: Investments
Date: 12 May 2009
‘Investments’ is basically a term used to describe a wide variety of financial products which are designed to grow your money or provide an income ... moremore


Inheritance Tax Planning

Category: Investments
Date: 12 May 2009
If you own your own home and have a reasonable retirement pot or other investments, you could well be at risk of having a liability to Inheritance Tax (IHT). ... moremore


Guaranteed Income Bonds

Category: Investments
Date: 12 May 2009
A Guaranteed Income Bond (GIB) is a life assurance based investment which guarantees to provide a fixed income over a fixed term ... moremore


Guaranteed Equity Bonds

Category: Investments
Date: 12 May 2009
Guaranteed, Equity, Bond, investment, bonds, stock, market, performance, higher, rate, tax, basic, non-taxpayers, Skipton, Financial, Services, SFS, ... moremore


Bank Account Key Factors

Category: Current Accounts
Date: 16 December 2008
Bank accounts generally are designed to do the same job, but depending on how you’ll run your account, you will be looking for different things in terms of what your account offers. ... moremore


Personal Loans Guide

Category: Loans
Date: 16 December 2008
A personal loan is a way of borrowing money from a bank or building society, which you can use for just about any purpose, although most lenders stipulate that the loan shouldn’t be used for commercial purposes. You choose the amount you wish to borrow an ... moremore

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