Whole life Insurance is designed to provide cover for an individual's life, and pay out a lump sum when they die. However, whole life insurance differs from term assurance, because term assurance is only taken out over a certain amount of years. With whole life insurance, your beneficiaries are guaranteed a cash sum when you die regardless of the age you live to.
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Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
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