Guides

Loans Glossary

Loans Glossary

Loans terms explained...
Personal loans guide

Personal loans guide

A personal loan is a way of borrowing money from a bank or building society, which you can use for just about any purpose, although most lenders stipulate that the loan shouldn’t be used for commercial purposes. You choose the amount you wish to borrow an
Personal loans - key Factors to Consider

Personal loans - key Factors to Consider

As with any financial product there are some basics to consider to make sure you are getting the right secured or unsecured personal loan.
Personal Loans - Guide

Personal Loans - Guide

Whether its a unsecured personal loans or secured personal loan, a personal loan is a way of borrowing money from a bank or building society.
Unsecured personal loans

Unsecured personal loans

Unsecured personal loans are available from banks, building societies or other financial institutions and do not require security for a lump sum to be loaned. They are usually covered by the terms of the Consumer Credit Act. Lenders charge interest on the
Secured Personal Loans

Secured Personal Loans

A secured personal loan is a way of borrowing a lump sum of money from a bank or building society. Secured personal loans are for people who want to borrow larger amounts and who have equity in their homes that they can use as security.
Personal Loans Rule 78 Guide

Personal Loans Rule 78 Guide

Rule of 78 is a way in which some lenders will calculate early repayment costs.
Graduate Loans

Graduate Loans

These are loans specifically designed for graduates. You will normally have to hold a current account with the same provider to qualify for a graduate loan. Banks often offer preferential loan rates for graduates.
Unsecured Car Loan

Unsecured Car Loan

An unsecured car loan is a personal loan offered solely for vehicle purchases. They usually come with additional benefits such as discounted vehicle inspections, car parts, breakdown cover, etc.


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