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Retirement Guides

How to find lost pensions

Updated: 06th December 2016 - First Published: 06th December 2016 More than £3 billion is currently laying unclaimed in lost pensions. Is any of this money yours? Find out how you can be reunited with your old pension. Read More...

What are enhanced annuities?

Updated: 04th October 2016 - First Published: 29th September 2016 An enhanced annuity can pay you far more in retirement. There are many factors that affect how much of an annuity you’ll get – we discuss them here. Read More...

What is an Escalating Annuity?

Updated: 04th October 2016 - First Published: 29th September 2016 Should you buy an inflation linked or escalating annuity? You can have part, or all, of your annuity increasing, to help combat inflation. Read More...

What is an Annuity Guarantee Period?

Updated: 02nd November 2016 - First Published: 29th September 2016 Make sure your annuity is paid for a minimum time by taking an annuity guarantee period – but make sure you consider a joint annuity as well. Read More...

Be wary of early pension release schemes!

Updated: 31st August 2016 - First Published: 30th August 2016 You can’t access your pension savings until you are at least 55. Despite this there has been a recent increase in schemes offering tax-free early pension release. Read More...

Unit-linked personal pension

Updated: 12th August 2016 - First Published: 12th August 2016 Such pension contributions are used to buy units in a pooled fund or funds. Read More...

With profits personal pensions

Updated: 12th August 2016 - First Published: 12th August 2016 Such pension contributions are either invested in a with profits fund or used to buy units in an insurance company's with profits fund. Read More...

Auto-enrolment and you

Updated: 05th April 2016 - First Published: 25th September 2013 We’re all being urged to plan for our retirement, but unfortunately not everyone gives it the attention it deserves. Read More...

Is a SIPP right for you?

Updated: 05th April 2016 - First Published: 19th August 2013 SIPPs are becoming ever more popular as people look to take more control of their financial destiny. But what exactly is a SIPP? And, more importantly, is a SIPP right for you? Read More...

When can I retire?

Updated: 09th May 2016 - First Published: 19th August 2013 A question that’s probably on many people’s lips, for a number of years! Of course we can’t tell you when you should retire but we can tell you when you can start taking your state and personal pensions… Read More...


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