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Car Styling & Insurance Misery

Car expert Tim Westwood comments on covering customised cars.

Adding a new set of alloys to your Audi may seem like a quick and easy way to update your motor, but even small modifications could cause you car insurance misery.

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Tesco Car Insurance is urging drivers to inform their insurers of modifications made to their vehicles, as non-declared alterations could void policies in the event of a claim.

TV programmes such as Tim Westwood's Pimp My Ride UK, and a growing number of specialist car magazines and websites have sparked a passion for car modifications amongst motorists who love to lavish attention on their vehicles.

A recent survey by Tesco Car Insurance reveals that 15 per cent of drivers had modified their cars in some way. Results also showed that Norwich has the highest percentage of modified cars in the country (22 per cent). The result came as no surprise to Westwood who grew up in the region.

Seemingly simple modifications such as kitting your car out with a non-standard in-car entertainment (I.C.E) system can make your motor more desirable to a thief and should be mentioned to your insurer. Protecting your investment by adding an alarm, immobiliser or tracker device can actually cut your car insurance premium.

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