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Normally, a slice of any interest you earn from a savings account goes straight to the taxman. A Cash ISA, or Cash Individual Savings Account, is a type of savings account that allows you to earn interest tax-free.
Each tax year (the 6th April to the following 5th April) you can invest up to a specified limit in a Cash ISA – click here to download your FREE 8-page ISA allowance guide for the current tax year. You will need a PDF reader such as Adobe Reader to download this guide.
Even if you have no money to invest in the current tax year, you can still transfer your ISA to another provider, if you find you’re not earning the best rate on your savings.
However, if you wish to undertake an ISA transfer, please do not physically transfer the money yourself – your new provider will give you a form to fill in and your old and new ISA providers will liaise on your behalf, in order to protect your savings’ tax-free status.
Monthly Savings PlanFind out what your regular savings plan could be worth.
Lump Sum InvestmentsUse our interest calculator to work out what interest you could earn on your lump sum. Find out what your lump sum investment plan could be worth.
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