Variable Rate ISA

  - Find the best variable rate ISA with our independent Best Buys and whole of market search.
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Compare the Best Variable Rate Cash ISAs

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Notice Cash ISA
2.02%
120 Day £250 Yes
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

90 Day Notice Cash ISA
1.55%
90 Day £10 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

Defined Access E-ISA Issue 2
1.51%
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

Direct ISA
1.50%
None £1 No
  1. Yes
  2. No
  3. No
  4. Yes
Details...  

Cash ISA 7
1.50%
Instant £10 No
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

Cash ISA Notice 90 (Issue 5)
1.50%
90 Day £100 Yes
  1. No
  2. No
  3. Yes
  4. No
Details...  

Cash ISA - 40 Day Notice
1.50%
40 Day £9000 No
  1. No
  2. Yes
  3. Yes
  4. Yes
Details...  

Cash ISA - 40 Day Notice
1.50%
40 Day £9000 No
  1. No
  2. Yes
  3. Yes
  4. Yes
Details...  

Cash ISA 30 Issue 2
1.45%
30 Day £100 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

Premier ISA
1.45%
None £5000 No
  1. No
  2. No
  3. Yes
  4. No
Details...  
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Instant ISA Saver Issue 3
1.40%
Instant £1 Yes
  1. Yes
  2. Yes
  3. No
  4. No
Details...
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30 Day Notice Cash ISA Issue 5
1.30%
30 Day £1000 Yes
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
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Instant Access ISA
1.00%
Instant £25000 Yes
  1. Yes
  2. Yes
  3. No
  4. Yes
Details...
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Cash ISA
1.00%
Instant £25000 Yes
  1. Yes
  2. Yes
  3. No
  4. Yes
Details...
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Last Updated: Saturday 5 September 2015 00:24

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme. The maximum level of protection will be reducing from £85,000 to £75,000 from 1 January 2016.

 

What are Cash ISAs?

Normally, a slice of any interest you earn from a savings account goes straight to the taxman. However, a cash ISA, or Individual Savings Account, is a type of account that allows you to earn interest tax-free.

Each tax year (6 April to the following 5 April) you can invest up to a specified limit in a cash ISA – click here to download your FREE 8-page ISA allowance guide for the current tax year. You will need a PDF reader such as Adobe Reader to download this guide. 

Even if you have no money to invest in the current tax year, you can still transfer your ISA to another provider, if you find you’re not earning the best rate on your savings.

However, if you wish to undertake an ISA transfer, please do not physically withdraw and transfer the money yourself. Your new provider will give you a form to fill in and your old and new ISA providers will liaise on your behalf, in order to protect your savings’ tax-free status.

Tax advantages will depend on your individual circumstances and may change in the future.

 
 

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Top 6 inflation-beating cash ISAs
Top 6 inflation-beating cash ISAs

During March inflation stayed put at 0%, unchanged from February and once again the lowest inflation... More

NISAs aren’t that nice after all
NISAs aren’t that nice after all

A year ago the NISA was launched to the delight of the savings public. It came with a higher investm... More

Savers aren’t making the most of ISA allowances
Savers aren’t making the most of ISA allowances

This year, savers are able to squirrel away up to £15,240 out of the taxman’s reach, but the questio... More

6 of the best variable cash ISAs
6 of the best variable cash ISAs

The announcement of a flexible ISA came as welcome news this week: soon, savers will be able to with... More

The NISA turns one – have you made the most of it?
The NISA turns one – have you made the most of it?

Today marks the first anniversary of the NISA, which heralded the biggest change to the good old Ind... More

What is a cash ISA?
What is a cash ISA?

Cash ISAs are a special type of savings account that pay interest tax-free. Each tax year you get an... More

2015-16 ISA Allowance Guide
2015-16 ISA Allowance Guide

Download your FREE Guide to ISA allowances for the 2015-16 tax year. Find out everything you need t... More

How to transfer a cash ISA
How to transfer a cash ISA

Cash ISA transfers can allow you to get a better interest rate and bring your ISAs together in one p... More

1-yr fixed ISA heads into the top 10
1-yr fixed ISA heads into the top 10

Furness Building Society has increased the rates of selected savings products by up to 0.45%, enabli... More

New fixed rate ISAs storm the charts
New fixed rate ISAs storm the charts

United Bank UK has taken the Moneyfacts charts by storm with the release of three new fixed rate ISA... More

Fixed ISA moves to sit behind market-leader
Fixed ISA moves to sit behind market-leader

Julian Hodge Bank has increased the rates of selected savings accounts by up to 0.15%. One of the de... More

2-yr fixed ISA gets a welcome rate boost
2-yr fixed ISA gets a welcome rate boost

Marsden Building Society has increased selected fixed rate ISAs by up to 0.30%, allowing its two-yea... More

Fixed ISAs take coveted chart places
Fixed ISAs take coveted chart places

Principality Building Society has increased selected fixed ISA rates by up to 0.20%, enabling its tw... More

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