Variable Rate ISAs - Best ISA Rates | moneyfacts.co.uk

Variable Rate ISA

  - Find the best variable rate ISA with our independent Best Buys and whole of market search.
 
Also look at:

Compare the Best Variable Rate Cash ISAs

Compare
Up to 3 products
side by side
AER Notice / Term Min Invest Transfer In Account Opening Search all
1488 accounts
 

1.00%
None £1 No
  1. Yes
  2. No
  3. No
  4. Yes
Details...  

1.00%
Instant £1 No
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

1.00%
Instant £100 No
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

0.95%
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

0.90%
Instant £1 Yes
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

0.90%
33 Day £250 No
  1. No
  2. No
  3. Yes
  4. No
Details...  

0.90%
30 Day £500 Yes
  1. No
  2. Yes
  3. No
  4. No
Details...  

0.90%
35 Day £15000 Yes
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

0.86%
Instant £500 Yes
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

0.85%
Instant £1 No
  1. No
  2. Yes
  3. Yes
  4. No
Details...  
  Sponsored Products  

0.95%
Instant £1 Yes
  1. Yes
  2. Yes
  3. No
  4. No
Details...
Go to Site
 

0.80%
30 Day £1000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

0.75%
Instant £1 No
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 

0.60%
Instant £1 Yes
  1. Yes
  2. Yes
  3. No
  4. No
Details...
Go to Site
 
Compare
Last Updated: Tuesday 24 January 2017 14:26

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

The UK Government has proposed to increase the deposit protection level from £75,000 to £85,000 of eligible deposits from 30 January 2017.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 
Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £75,000 per person per institution.


 

What are Cash ISAs?

A cash ISA, or Individual Savings Account, is a type of account that allows you to earn interest tax-free.

Each tax year (6 April to the following 5 April) you can invest up to a specified limit in a cash ISA – click here to download your FREE 8-page ISA allowance guide for the current tax year. You will need a PDF reader such as Adobe Reader to download this guide.

Even if you have no money to invest in the current tax year, you can still transfer an existing ISA to another provider, if you find you’re not earning the best rate on your savings.

However, if you wish to undertake an ISA transfer, please do not physically withdraw and transfer the money yourself. Your new provider will give you a form to fill in and your old and new ISA providers will liaise on your behalf, in order to protect your savings’ tax-free status.

Tax advantages will depend on your individual circumstances and may change in the future.

 
 
 

Savings Tools

Monthly Savings PlanMonthly Savings Plan
Find out what your regular savings plan could be worth.

Lump Sum InvestmentsLump Sum Investments
Use our interest calculator to work out what interest you could earn on your lump sum. Find out what your lump sum investment plan could be worth.

Over-50s still put faith in ISAs
Over-50s still put faith in ISAs

Approaching retirement means more thought needs to be put towards funding your golden years, and for... More

Top 6 long-term cash ISAs
Top 6 long-term cash ISAs

Inflation saw another large jump in December, official figures have revealed, with the measure of CP... More

Glimmer of hope in the ISA market
Glimmer of hope in the ISA market

It can’t be denied that 2016 was a pretty shocking year for cash ISAs, but happily, the start of the... More

All ISA rates fall below 1.00%
All ISA rates fall below 1.00%

It can’t be denied that the ISA sector has had a tough time of late, and it's taken a significant to... More

6 of the best variable cash ISAs
6 of the best variable cash ISAs

The announcement of a flexible ISA came as welcome news this week: soon, savers will be able to with... More

What is a cash ISA?
What is a cash ISA?

Cash ISAs are a special type of savings account that pay interest tax-free. Each tax year you get an... More

2016-17 ISA Allowance Guide
2016-17 ISA Allowance Guide

Download your FREE Guide to ISA allowances for the 2015-16 tax year. Find out everything you need t... More

How to transfer a cash ISA
How to transfer a cash ISA

Cash ISA transfers can allow you to get a better interest rate and bring your ISAs together in one p... More

New 2-year ISA takes 2nd place
New 2-year ISA takes 2nd place

Virgin Money has launched new two-year fixed bonds and ISAs, which sees its online-only ISA take ove... More

Easy access ISA keeps chart place
Easy access ISA keeps chart place

Coventry BS has reduced the rate paid on its easy access ISA, but despite this, it’s managed to main... More

New 5-year ISA soars to the top
New 5-year ISA soars to the top

Virgin Money has launched new five-year fixed bonds and ISAs to complement its existing range, which... More

Fixed ISAs retain top-10 spots
Fixed ISAs retain top-10 spots

Kent Reliance has reduced rates on a number of its ISAs. Nonetheless, its one and two-year deals rem... More

Nottingham extends 2-year ISA
Nottingham extends 2-year ISA

Nottingham BS has launched a new issue of its two-year cash ISA, enabling it to keeps its place in t... More

Close