Best 2 Year Fixed Rate ISAs 2017 | moneyfacts.co.uk

2 Year Fixed Rate ISA Best Buys

  - Find the best 2 year fixed rate ISA with our independent Best Buys.
Also look at:

Compare the Best 2 Year Fixed Rate Cash ISAs

Compare
Up to 3 products
side by side
AER Notice / Term Min Invest Transfer In Account Opening Search all
1634 accounts
 

1.36%
2 Year Bond £2000 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

1.30%
24.07.19 £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.26%
2 Year Bond £500 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.25%
28.06.19 £5000 Yes
  1. Yes
  2. Yes
  3. No
  4. Yes
Details...  

1.25%
2 Year Bond £5000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.23%
2 Year Bond £500 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.20%
2 Year Bond £500 Yes
  1. Yes
  2. No
  3. No
  4. Yes
Details...  

1.20%
2 Year Bond £1000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.20%
2 Year Bond £1000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.16%
2 Year Bond £500 Yes
  1. No
  2. Yes
  3. Yes
  4. Yes
Details...  
  Sponsored Products  

1.10%
2 Year Bond £1 Yes
  1. Yes
  2. Yes
  3. No
  4. No
Details...
Go to Site
 

1.00%
2 Year Bond £500 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 
Compare
Last Updated: Sunday 25 June 2017 09:02

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 
Free Brochures and Guides

2 year fixed rate ISAs explained

  • A solid medium term option for ISA cash you don’t need to access
  • Make sure you can commit your money for the full 2 year term
  • Not usually allowed to make further deposits after account opening

If you don’t want to commit your money for too long, but are looking to earn a better rate of interest than is available on short term ISAs, a 2 year fixed rate ISA could be for you.

All cash ISAs have to allow you to transfer your money to another provider, at any point during the term. However, a sizeable interest penalty will be charged if you do – typically anything up to 180 days’ loss of interest.

Warning As with all fixed rate ISAs, it’s important that you’re certain you can commit your money for the full term.

In the 2016-17 tax year (6 April 2016 – 5 April 2017), you can deposit up to £15,240 into a cash ISA. You are only allowed to open one new cash ISA per tax year so if you opt for a 2 year fixed rate ISA, you would not be able to open another cash ISA until April 2017.

When opening a fixed rate ISA, you’ll normally only be allowed to make a single deposit. So if you don’t deposit your full cash ISA allowance, and wished to make a further deposit later, you may only be able to contribute to a pre-existing easy access cash ISA as you’ll likely be unable to make further contributions to your fixed rate ISA pot.

What Next?

Best cash ISA rates
Use our whole of market savings search  to find your ideal cash ISA

Compare:

Download your free moneyfacts.co.uk guide to ISAs

 
 
First cash Lifetime ISA set to be launched
First cash Lifetime ISA set to be launched

It’s been announced that Skipton Building Society will launch the UK’s first cash Lifetime ISA (LISA... More

First-timers find Help to Buy ISAs less helpful
First-timers find Help to Buy ISAs less helpful

More first-time buyers may be getting on the ladder, but there's still the daunting task of saving a... More

Number of cash ISAs available hits five-year high
Number of cash ISAs available hits five-year high

The ISA market has been in the doldrums for some time, but thankfully, it looks as though there’s so... More

Concerns that too many are saving in cash ISAs
Concerns that too many are saving in cash ISAs

Cash remains king for many savers, but there are growing concerns that this preference could mean th... More

One month on from the Lifetime ISA
One month on from the Lifetime ISA

It’s now been four weeks since the Lifetime ISA was officially launched, but have savers embraced i... More

What is a cash ISA?
What is a cash ISA?

Cash ISAs are a special type of savings account that pay interest tax-free. Each tax year you get an... More

2017-18 ISA Allowance Guide
2017-18 ISA Allowance Guide

Download your FREE Guide to ISA allowances for the 2015-16 tax year. Find out everything you need t... More

How to transfer a cash ISA
How to transfer a cash ISA

Cash ISA transfers can allow you to get a better interest rate and bring your ISAs together in one p... More

New 4yr ISA enters top-3
New 4yr ISA enters top-3

Clydesdale Bank has launched a new four-year fixed rate cash ISA, which has entered the top-three of... More

Tesco’s variable ISA rate increased
Tesco’s variable ISA rate increased

Tesco Bank has increased the rate on its variable rate cash ISA by 0.47%, which has made it worthy o... More

Leeds’ 1yr ISA rate increased
Leeds’ 1yr ISA rate increased

Leeds BS has updated its fixed savings range and increased its one-year fixed ISA rate by 0.06%, whi... More

Variable ISA still competes
Variable ISA still competes

Coventry BS has decreased the rate on its variable rate cash ISA, yet despite this it has remained c... More

Furness’ Excellent 1 & 2yr ISAs
Furness’ Excellent 1 & 2yr ISAs

Furness BS has increased selected rates by up to 0.20%, which sees its one and two-year ISAs enter t... More

Close