2 Year Fixed Rate ISA Best Buys

  - Find the best 2 year fixed rate ISA with our independent Best Buys.
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Compare the Best 2 Year Fixed Rate Cash ISAs

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Virgin Fixed Rate Cash E-ISA Issue 131
2.00%
24.09.17 £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
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Two year fixed rate cash NISA issue 17
1.85%
2 Year Bond £1000 Yes
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  


2 Year Fixed Rate Cash ISA Bond Issue 8
1.85%
2 Year Bond £5000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  


Online ISA - 2 year Fixed Rate Issue 2
1.81%
2 Year Bond £500 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  


2 Year Fixed Rate ISA
1.80%
2 Year Bond £1 Yes
  1. Yes
  2. Yes
  3. No
  4. No
Details...  


Fixed Rate Cash ISA Issue 15
1.80%
2 Year Bond £500 Yes
  1. No
  2. No
  3. Yes
  4. No
Details...  


Fixed Rate ISA Issue 17
1.80%
31.07.17 £500 Yes
  1. No
  2. Yes
  3. No
  4. No
Details...  


2 Year Fixed ISA
1.80%
2 Year Bond £5000 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


2 Year Fixed Rate ISA - 2015/16
1.75%
2 Year Bond £1 Yes
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...  


2 Year Fixed Rate Cash ISA Issue 3
1.75%
2 Year Bond £1 Yes
  1. Yes
  2. Yes
  3. No
  4. Yes
Details...  
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2 Year Fixed Rate Cash ISA
1.75%
2 Year Bond £1000 Yes
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
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Fixed Rate ISA Issue 129
1.40%
10.08.17 £25000 Yes
  1. Yes
  2. Yes
  3. No
  4. Yes
Details...
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Fixed Rate ISA Issue 129
1.40%
10.08.17 £25000 Yes
  1. Yes
  2. Yes
  3. No
  4. Yes
Details...
Go to Site
 
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Last Updated: Monday 6 July 2015 19:26

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 
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2 year fixed rate ISAs explained

  • A solid medium term option for ISA cash you don’t need to access
  • Make sure you can commit your money for the full 2 year term
  • Not usually allowed to make further deposits after account opening

If you don’t want to commit your money for too long, but are looking to earn a better rate of interest than is available on short term ISAs, a 2 year fixed rate ISA could be for you.

All cash ISAs have to allow you to transfer your money to another provider, at any point during the term. However, a sizeable interest penalty will be charged if you do – typically anything up to 180 days’ loss of interest.

Warning As with all fixed rate ISAs, it’s important that you’re certain you can commit your money for the full term.

In the 2014-15 tax year (6 April 2014 – 5 April 2015), you can deposit up to £5,940 into a cash ISA. You are only allowed to open one new cash ISA per tax year so if you opt for a 2 year fixed rate ISA, you would not be able to open another cash ISA until April 2015.

When opening a fixed rate ISA, you’ll normally only be allowed to make a single deposit. So if you don’t deposit your full cash ISA allowance, and wished to make a further deposit later, you may only be able to contribute to a pre-existing easy access cash ISA as you’ll likely be unable to make further contributions to your fixed rate ISA pot.

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