Best Buy personal loans (£7.5K over 5 years)

  - Compare the best loans for £7,500 over 5 years. See how much you could pay and apply online today where you see a proceed button.

Compare the Best £7.5K loan over 5 years

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Total Amount Repayable (cost of credit) Monthly RepaymentAdditional InformationSearch all103 Personal Loans
 


Personal Loan
£8292.60
(£792.60)
£138.21
  • Rates available to new and existing customers
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.10% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 


Personal Loan
£8194.80
(£694.80)
£136.58
  • Applicants must be aged 18 or over with a minimum annual income of £10,000
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR . Total amount repayable £8194.80 at £136.58 per month for 60 months. 


Standard Nectar Cardholder Loan
£8214.00
(£714.00)
£136.90
  • Available to shoppers with a Nectar card used with Sainsbury's in the last 6 months
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 3.70% per annum fixed. Representative 3.7% APR . Total amount repayable £8214.00 at £136.90 per month for 60 months. 


New Customer Personal Loan
£8253.00
(£753.00)
£137.55
  • Lower rates available for existing Nationwide BS customers
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 


Hitachi Personal Loan
£8272.80
(£772.80)
£137.88
  • Electronic signature accepted so money can be in the account within 48 hours
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.00% per annum fixed. Representative 4.0% APR . Total amount repayable £8272.80 at £137.88 per month for 60 months. 


Loan
£8292.60
(£792.60)
£138.21
  • Minimum age restrictions apply, available to new and existing customers
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.10% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 
  Sponsored Products  


New Customer Personal Loan
£8253.00
(£753.00)
£137.55
  • Lower rates available for existing Nationwide BS customers
Details... 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 


Existing Customer Online Personal Loan
£8449.20
(£949.20)
£140.82
  • Current account required with lender to repay loan
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.90% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


Direct Personal Loan
£9089.60
(£1589.60)
£150.41
  • Application fee of £65 applies
Details... 
  Representative Example: Based on a loan of £7,500 at 7.40% per annum fixed. Application fee of £65.00 applies. Representative 7.8% APR . Total amount repayable £9089.60 at £150.41 per month for 60 months. 


Personal Loan
£8745.60
(£1245.60)
£145.76
  • Lower rates available for existing Ulster Bank current account customers
Details... 
  Representative Example: Based on a loan of £7,500 at 6.40% per annum fixed. Representative 6.4% APR . Total amount repayable £8745.60 at £145.76 per month for 60 months. 


Personal Loan
£9445.80
(£1945.80)
£157.43
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 9.90% per annum fixed. Representative 9.9% APR . Total amount repayable £9445.80 at £157.43 per month for 60 months. 


Existing Customer Personal Loan
£
(£)
£
  • Current account required with lender to repay loan
Details... 
  Representative Example:  


Personal Loan
£8253.00
(£753.00)
£137.55
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 


Personal Loan
£8292.60
(£792.60)
£138.21
  • Rates available to new and existing customers
Details... 
  Representative Example: Based on a loan of £7,500 at 4.10% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 


Personal Loan
£8253.00
(£753.00)
£137.55
  • To apply you must be an existing customer or open a first direct current account
Details... 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 


Existing Customer Online Personal Loan
£8449.20
(£949.20)
£140.82
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 4.87% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


Online Personal Loan
£8944.80
(£1444.80)
£149.08
  • Optional 2 month repayment break allowed (subject to approval)
Details... 
  Representative Example: Based on a loan of £7,500 at 7.40% per annum fixed. Representative 7.4% APR . Total amount repayable £8944.80 at £149.08 per month for 60 months. 


Existing Customer Personal Loan
£
(£)
£
  • Current account required with lender to repay loan
Details... 
  Representative Example:  


Existing Customer Online Personal Loan
£8449.20
(£949.20)
£140.82
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 4.90% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


Existing Customer Personal Loan
£
(£)
£
  • Optional first payment due after 3 months of taking loan (during which interest is charged)
Details... 
  Representative Example:  


Existing Customer Personal Loan
£
(£)
£
  • Existing current account customers only
Details... 
  Representative Example:  


Personal Loan
£8548.20
(£1048.20)
£142.47
  • Available to new and existing customers, age restrictions and minimum income apply
Details... 
  Representative Example: Based on a loan of £7,500 at 5.45% per annum fixed. Representative 5.4% APR . Total amount repayable £8548.20 at £142.47 per month for 60 months. 


Personal Loan
£8548.20
(£1048.20)
£142.47
  • Available to new and existing customers, age restrictions and minimum income apply
Details... 
  Representative Example: Based on a loan of £7,500 at 5.45% per annum fixed. Representative 5.4% APR . Total amount repayable £8548.20 at £142.47 per month for 60 months. 


Existing Customer Personal Loan
£8194.80
(£694.80)
£136.58
  • Rates for existing current account holders
Details... 
  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR . Total amount repayable £8194.80 at £136.58 per month for 60 months. 


Personal Loan Non Nectar
£8214.00
(£714.00)
£136.90
  • Option to make no repayments for first 2 months (during which interest will be charged)
Details... 
  Representative Example: Based on a loan of £7,500 at 3.70% per annum fixed. Representative 3.7% APR . Total amount repayable £8214.00 at £136.90 per month for 60 months. 


Personal Loan
£8194.80
(£694.80)
£136.58
  • Applicants must be aged 18 or over with a minimum annual income of £10,000
Details... 
  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR . Total amount repayable £8194.80 at £136.58 per month for 60 months. 


Existing Customer Barclayloan
£8646.60
(£1146.60)
£144.11
  • Existing current account customers only
Details... 
  Representative Example: Based on a loan of £7,500 at 5.90% per annum fixed. Representative 5.9% APR . Total amount repayable £8646.60 at £144.11 per month for 60 months. 


Personal Loan
£8371.20
(£871.20)
£139.52
  • In most cases, decision made within 24 hours
Details... 
  Representative Example: Based on a loan of £7,500 at 4.50% per annum fixed. Representative 4.5% APR . Total amount repayable £8371.20 at £139.52 per month for 60 months. 


3 Year Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


Existing Customer Personal Loan
£8449.20
(£949.20)
£140.82
  • Applicants must be UK residents, and have a minimum annual income of £10,000
Details... 
  Representative Example: Based on a loan of £7,500 at 4.87% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


Standard Nectar Cardholder Loan
£8214.00
(£714.00)
£136.90
  • Available to shoppers with a Nectar card used with Sainsbury's in the last 6 months
Details... 
  Representative Example: Based on a loan of £7,500 at 3.70% per annum fixed. Representative 3.7% APR . Total amount repayable £8214.00 at £136.90 per month for 60 months. 


Personal Loan (Fair)
£15109.20
(£7609.20)
£251.82
  • Available to customers with a fair credit rating
Details... 
  Representative Example: Based on a loan of £7,500 at 37.10% per annum fixed. Representative 37.1% APR . Total amount repayable £15109.20 at £251.82 per month for 60 months. 


A*
£
(£)
£
  • Application fee of £130 applies
Details... 
  Representative Example:  


Personal Loan
£9044.40
(£1544.40)
£150.74
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 7.90% per annum fixed. Representative 7.9% APR . Total amount repayable £9044.40 at £150.74 per month for 60 months. 


1 Year Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


2 Year Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


Personal Loan (Poor)
£
(£)
£
  • Available to customers with a poor credit rating
Details... 
  Representative Example:  


Guarantor Personal Loan
£
(£)
£
  • Available to all credit rating customers. Guarantor required.
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £10 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £20 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £120 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £140 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £150 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £160 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £30 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £40 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £50 applies
Details... 
  Representative Example:  


A*
£8253.00
(£753.00)
£137.55
  • Application fee of £60 applies
Details... 
  Representative Example: Based on a loan of £7,500 at 3.57% per annum fixed. Application fee of £60.00 applies. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 


A*
£
(£)
£
  • Application fee of £70 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £80 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £90 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £100 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £110 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £170 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £180 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £190 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • Application fee of £200 applies
Details... 
  Representative Example:  


A*
£
(£)
£
  • No application fee applies
Details... 
  Representative Example:  


4 Year Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


5 Year Unsecured Personal Loan
£9184.80
(£1684.80)
£153.08
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example: Based on a loan of £7,500 at 6.90% per annum fixed. Application fee of £140.00 applies. Representative 8.6% APR . Total amount repayable £9184.80 at £153.08 per month for 60 months. 


Creation Loans
£9445.80
(£1945.80)
£157.43
  • Minimum age restrictions apply
Details... 
  Representative Example: Based on a loan of £7,500 at 9.90% per annum fixed. Representative 9.9% APR . Total amount repayable £9445.80 at £157.43 per month for 60 months. 


Hitachi Personal Loan
£8272.80
(£772.80)
£137.88
  • Electronic signature accepted so money can be in the account within 48 hours
Details... 
  Representative Example: Based on a loan of £7,500 at 4.00% per annum fixed. Representative 4.0% APR . Total amount repayable £8272.80 at £137.88 per month for 60 months. 


Homeowner Guarantor Loan
£16558.20
(£9058.20)
£275.97
  • Available to customers with a poor credit rating. Guarantor required.
Details... 
  Representative Example: Based on a loan of £7,500 at 37.00% per annum fixed. Representative 44.0% APR . Total amount repayable £16558.20 at £275.97 per month for 60 months. 


6 Month Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


9 Month Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


18 Month Unsecured Personal Loan
£
(£)
£
  • Application fee of £140 applies plus variable fee dependent on credit rating
Details... 
  Representative Example:  


Existing Choice, Freedom or Prestige C/Acc Customers
£9345.00
(£1845.00)
£155.75
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 9.40% per annum fixed. Representative 9.4% APR . Total amount repayable £9345.00 at £155.75 per month for 60 months. 


Existing Customer Personal Loan
£8194.80
(£694.80)
£136.58
  • Applicants must be an existing customer, aged 18 or over with a minimum annual income of £10,000
Details... 
  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR . Total amount repayable £8194.80 at £136.58 per month for 60 months. 


123 Customers Personal Loan
£8311.80
(£811.80)
£138.53
  • 123 Current Account and/or 123 Credit Card holders
Details... 
  Representative Example: Based on a loan of £7,500 at 4.20% per annum fixed. Representative 4.2% APR . Total amount repayable £8311.80 at £138.53 per month for 60 months. 


Premier Customer Personal Loan
£8253.00
(£753.00)
£137.55
  • Open to Premier customers only
Details... 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 


Personal Loan
£10218.00
(£2718.00)
£170.30
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 13.70% per annum fixed. Representative 13.7% APR . Total amount repayable £10218.00 at £170.30 per month for 60 months. 


Personal Loan
£12332.40
(£4832.40)
£205.54
  • Instant online decision
Details... 
  Representative Example: Based on a loan of £7,500 at 23.90% per annum fixed. Representative 23.9% APR . Total amount repayable £12332.40 at £205.54 per month for 60 months. 


Plus Personal Loan
£8964.60
(£1464.60)
£149.41
  • Instant online decision
Details... 
  Representative Example: Based on a loan of £7,500 at 7.50% per annum fixed. Representative 7.5% APR . Total amount repayable £8964.60 at £149.41 per month for 60 months. 


Fair Personal Loan
£
(£)
£
  • Available to customers with a poor credit rating.
Details... 
  Representative Example:  


Existing Customer Fair Personal Loan
£
(£)
£
  • Available to customers with a poor credit rating.
Details... 
  Representative Example:  


Tenant Guarantor Loan
£
(£)
£
  • Available to customers with a poor credit rating. Guarantor required.
Details... 
  Representative Example:  


Guarantor Loan
£
(£)
£
  • Available to all credit rating customers. Guarantor required.
Details... 
  Representative Example:  


Loan
£8292.60
(£792.60)
£138.21
  • Minimum age restrictions apply, available to new and existing customers
Details... 
  Representative Example: Based on a loan of £7,500 at 4.10% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 


Existing Customer Clarity Online Personal Loan
£8430.00
(£930.00)
£140.50
  • Current account required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 4.80% per annum fixed. Representative 4.8% APR . Total amount repayable £8430.00 at £140.50 per month for 60 months. 


Existing Customer Flexible Personal Loan
£8449.20
(£949.20)
£140.82
  • Current account held for 3 months required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 4.90% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


Existing Customer Flexible Personal Loan
£8449.20
(£949.20)
£140.82
  • Current account held for 3 months required with lender to repay loan
Details... 
  Representative Example: Based on a loan of £7,500 at 4.90% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 
Ladder Loans
Personal Loan
£
(£)
£
  • Available to all credit rating customers.
Details... 
  Representative Example:  


Guarantor Loan
£
(£)
£
  • Available to all credit rating customers. Guarantor required.
Details... 
  Representative Example:  


Personal Loan (Fair)
£
(£)
£
  • Available to customers with a fair credit rating
Details... 
  Representative Example:  


Personal Loan (Poor)
£
(£)
£
  • Available to customers with a poor credit rating
Details... 
  Representative Example:  


Online Personal Loan
£8311.80
(£811.80)
£138.53
  • Available to new and existing customers, age restrictions apply
Details... 
  Representative Example: Based on a loan of £7,500 at 4.20% per annum fixed. Representative 4.2% APR . Total amount repayable £8311.80 at £138.53 per month for 60 months. 


Select Customers Personal Loan
£8311.80
(£811.80)
£138.53
  • Available to Santander Select customers only
Details... 
  Representative Example: Based on a loan of £7,500 at 4.20% per annum fixed. Representative 4.2% APR . Total amount repayable £8311.80 at £138.53 per month for 60 months. 


Unsecured Personal Loan
£8745.60
(£1245.60)
£145.76
  • Application fee of 1% + £70
Details... 
  Representative Example: Based on a loan of £7,500 at 5.40% per annum fixed. Representative 6.4% APR . Total amount repayable £8745.60 at £145.76 per month for 60 months. 


duo Guarantor Personal Loan
£
(£)
£
  • Available to all credit rating customers. Homeowner guarantor required.
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£8765.40
(£1265.40)
£146.09
  • Minimum income £14,000 a year
Details... 
  Representative Example: Based on a loan of £7,500 at 5.80% per annum fixed. Application fee of £80.00 applies. Representative 6.5% APR . Total amount repayable £8765.40 at £146.09 per month for 60 months. 


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


2 Year Personal Loan
£
(£)
£
  • Instant online decision. Money can be in account within 2 hours
Details... 
  Representative Example:  


Existing Customer Personal Loan
£8449.20
(£949.20)
£140.82
  • Rates for existing current account holders
Details... 
  Representative Example: Based on a loan of £7,500 at 4.80% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


3 Year Personal Loan
£
(£)
£
  • Instant online decision. Money can be in account within 2 hours
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Personal Loan
£
(£)
£
  • Minimum income £14,000 a year
Details... 
  Representative Example:  


Debt Cycle Buster Loan
£9466.20
(£1966.20)
£157.77
  • Fee of 3%-4%
Details... 
  Representative Example: Based on a loan of £7,500 at 10.00% per annum fixed. Representative 10.0% APR . Total amount repayable £9466.20 at £157.77 per month for 60 months. 


Personal Loan
£
(£)
£
  • Instant online decision
Details... 
  Representative Example:  


1 Year Personal Loan
£
(£)
£
  • Instant online decision. Money can be in account within 2 hours
Details... 
  Representative Example:  


5 Year Personal Loan
£8292.60
(£792.60)
£138.21
  • Instant online decision. Money can be in account within 2 hours
Details... 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 


Guarantor Personal Loan
£
(£)
£
  • Guarantor with a good credit history required.
Details... 
  Representative Example:  


Personal Loan
£15697.80
(£8197.80)
£261.63
  • Available to customers with a poor credit rating
Details... 
  Representative Example: Based on a loan of £7,500 at 12.00% per annum fixed. Application fee of £300.00 applies. Representative 39.9% APR . Total amount repayable £15697.80 at £261.63 per month for 60 months. 
Compare
Last Updated: Thursday 29 January 2015 09:16

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
The APR quoted is representative of the interest rate offered to most applicants. Depending on your personal circumstances the APR you are offered may be higher. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

 

The lowdown on unsecured personal loans

Moneyfacts’ team of researchers scour the whole UK personal loans market to bring you the best unsecured personal loan rates for a £7,500 loan.

Unsecured personal loans usually allow you to borrow between £1,000 and £25,000. This type of loan tends to be on a fixed rate of interest, and will be over a set term – so you’ll know exactly what you’ll have to pay every month.

If you’re thinking of applying for a loan, make sure you think about the following:

  • APR

Remember that a “Representative APR” is just that – you may pay a different rate of interest depending on your credit rating. Read our guide about APRs for more information.

  • Beware of “deferred payments”

When you take out a loan, your lender may offer you the option to defer (or not make) payments for a couple of months at the start of the term.

Sounds great doesn’t it? However, while you’re not making payments interest will be mounting up, making both the monthly repayment and the total amount you repay larger.

  • Do you really need the money on the same day?

Some lenders can make an instant payment into your current account, so you have access to your loan straight away. But think about whether you need this speedy access to the money as there’ll often be a fee for having a same day transfer.

 

Also try Moneyfacts Best Buys

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Are you looking to consolidate your debts?

If you’re finding it hard to keep up with your credit repayments, it could be time to consolidate wi... More

Consolidation – the route out of Christmas debt
Consolidation – the route out of Christmas debt

As the reality of January sinks in, many people could be looking for ways to cut their Christmas deb... More

FCA imposes payday loan cap
FCA imposes payday loan cap

Payday loans have seen their fair share of bad press over the last few years, so today (11 November)... More

How to improve your credit score
How to improve your credit score

Are you thinking about applying for credit? If so, you need to make sure your credit score is in ord... More

Rise in payday lending complaints
Rise in payday lending complaints

Payday loan companies have been in the news a lot recently, and for all the wrong reasons. Now, they... More

Guide to Payday Loans
Guide to Payday Loans

Payday loans are a very expensive way to borrow money. Make sure you’ve considered all the alternati... More

Borrowing from a peer-to-peer lending website
Borrowing from a peer-to-peer lending website

Zopa led the way in peer-to-peer (P2P) lending, the internet phenomenon that matches borrowers direc... More

Personal Loans Guide
Personal Loans Guide

A personal loan or unsecured loan is a way of borrowing up to £25,000 from a bank or building societ... More

Sainsbury’s Bank reduces £7.5k-£15k loan rate
Sainsbury’s Bank reduces £7.5k-£15k loan rate

Sainsbury’s Bank has reduced the cost of borrowing on its £7,500 to £15,000 loan tier for its Nectar... More

M&S personal loans move to the top
M&S personal loans move to the top

M&S Bank has moved to the top of all the personal loan Moneyfacts charts after making significant cu... More

AA loan gets 4 stars after rate reduction
AA loan gets 4 stars after rate reduction

AA has made several changes to its personal loan, including a rate reduction to its £7,500 to £15,00... More

Santander wins 4-star review for personal loan
Santander wins 4-star review for personal loan

Santander has amended selected rates on its personal loan by up to 0.7% APR, increasing the competit... More

Cahoot grabs 5-stars for its personal loan
Cahoot grabs 5-stars for its personal loan

Cahoot has reviewed its personal loan and reduced selected rates by up to 0.7% APR, securing a marke... More