Best Buy personal loans (£7.5K over 5 years)

  - Compare the best loans for £7,500 over 5 years. See how much you could pay and apply online today where you see a proceed button.

Compare the Best £7.5K loan over 5 years

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Total Amount Repayable (cost of credit) Monthly RepaymentAdditional InformationSearch all120 Personal Loans
 

£8194.80
(£694.80)
£136.58
  • Applicants must be aged 18 or over with a minimum annual income of £10,000
Details...
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  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR. Total amount repayable £8194.80 at £136.58 per month for 60 months. 

£8194.80
(£694.80)
£136.58
  • Available to shoppers with a Nectar card used with Sainsbury's in the last 6 months
Details... 
  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR. Total amount repayable £8194.80 at £136.58 per month for 60 months. 

£8194.80
(£694.80)
£136.58
  • Available to new and existing customers, age restrictions apply
Details...
Go to Site
 
  Representative Example: Based on a loan of £7,500 at 3.60% per annum fixed. Representative 3.6% APR. Total amount repayable £8194.80 at £136.58 per month for 60 months. 

£8233.80
(£733.80)
£137.23
  • Rates available to new and existing customers
Details...
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  Representative Example: Based on a loan of £7,500 at 3.80% per annum fixed. Representative 3.8% APR. Total amount repayable £8233.80 at £137.23 per month for 60 months. 

£8253.00
(£753.00)
£137.55
  • Electronic signature accepted so money can be in the account within 48 hours
Details...
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  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR. Total amount repayable £8253.00 at £137.55 per month for 60 months. 

£8253.00
(£753.00)
£137.55
  • Lower rates available for existing Nationwide BS customers
Details...
Go to Site
 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR. Total amount repayable £8253.00 at £137.55 per month for 60 months. 
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Last Updated: Wednesday 29 July 2015 00:32

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
The APR quoted is representative of the interest rate offered to most applicants. Depending on your personal circumstances the APR you are offered may be higher. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

 

The lowdown on unsecured personal loans

Moneyfacts’ team of researchers scour the whole UK personal loans market to bring you the best unsecured personal loan rates for a £7,500 loan.

Unsecured personal loans usually allow you to borrow between £1,000 and £25,000. This type of loan tends to be on a fixed rate of interest, and will be over a set term – so you’ll know exactly what you’ll have to pay every month.

If you’re thinking of applying for a loan, make sure you think about the following:

  • APR

Remember that a “Representative APR” is just that – you may pay a different rate of interest depending on your credit rating. Read our guide about APRs for more information.

  • Beware of “deferred payments”

When you take out a loan, your lender may offer you the option to defer (or not make) payments for a couple of months at the start of the term.

Sounds great doesn’t it? However, while you’re not making payments interest will be mounting up, making both the monthly repayment and the total amount you repay larger.

  • Do you really need the money on the same day?

Some lenders can make an instant payment into your current account, so you have access to your loan straight away. But think about whether you need this speedy access to the money as there’ll often be a fee for having a same day transfer.

 

 
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