Best Buy personal loans (£7.5K over 5 years)

  - Compare the best loans for £7,500 over 5 years. See how much you could pay and apply online today where you see a provider's logo.

Compare the Best £7.5K loan over 5 years

Compare
Up to 3 products
side by side
Total Amount Repayable (cost of credit) Monthly RepaymentAdditional InformationSearch all101 Personal Loans
 


Hitachi Personal Loan
£8272.80
(£772.80)
£137.88
  • Electronic signature accepted so money can be in the account within 48 hours
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.00% per annum fixed. Representative 4.0% APR . Total amount repayable £8272.80 at £137.88 per month for 60 months. 


Personal Loan
£8292.60
(£792.60)
£138.21
  • Rates available to new and existing customers
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.10% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 


Standard Nectar Cardholder Loan
£8292.60
(£792.60)
£138.21
  • Available to shoppers with a Nectar card used with Sainsbury's in the last 6 months
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.10% per annum fixed. Representative 4.1% APR . Total amount repayable £8292.60 at £138.21 per month for 60 months. 


Personal Loan
£8311.80
(£811.80)
£138.53
  • Applicants must be aged 18 or over with a minimum annual income of £10,000
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.20% per annum fixed. Representative 4.2% APR . Total amount repayable £8311.80 at £138.53 per month for 60 months. 


Online Personal Loan
£8311.80
(£811.80)
£138.53
  • Available to new and existing customers, age restrictions apply
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.20% per annum fixed. Representative 4.2% APR . Total amount repayable £8311.80 at £138.53 per month for 60 months. 


Loan
£8331.60
(£831.60)
£138.86
  • Minimum age restrictions apply, available to new and existing customers
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.30% per annum fixed. Representative 4.3% APR . Total amount repayable £8331.60 at £138.86 per month for 60 months. 
  Sponsored Products  


Existing Customer Online Personal Loan
£8449.20
(£949.20)
£140.82
  • Current account required with lender to repay loan
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 4.90% per annum fixed. Representative 4.9% APR . Total amount repayable £8449.20 at £140.82 per month for 60 months. 


Personal Loan
£8253.00
(£753.00)
£137.55
  • Current account required with lender to repay loan
Details...
Proceed
 
  Representative Example: Based on a loan of £7,500 at 3.90% per annum fixed. Representative 3.9% APR . Total amount repayable £8253.00 at £137.55 per month for 60 months. 
Compare
Last Updated: Thursday 2 October 2014 00:31

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
The APR quoted is representative of the interest rate offered to most applicants. Depending on your personal circumstances the APR you are offered may be higher. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

 

The lowdown on unsecured personal loans

Moneyfacts’ team of researchers scour the whole UK personal loans market to bring you the best unsecured personal loan rates for a £7,500 loan.

Unsecured personal loans usually allow you to borrow between £1,000 and £25,000. This type of loan tends to be on a fixed rate of interest, and will be over a set term – so you’ll know exactly what you’ll have to pay every month.

If you’re thinking of applying for a loan, make sure you think about the following:

  • APR

Remember that a “Representative APR” is just that – you may pay a different rate of interest depending on your credit rating. Read our guide about APRs for more information.

  • Beware of “deferred payments”

When you take out a loan, your lender may offer you the option to defer (or not make) payments for a couple of months at the start of the term.

Sounds great doesn’t it? However, while you’re not making payments interest will be mounting up, making both the monthly repayment and the total amount you repay larger.

  • Do you really need the money on the same day?

Some lenders can make an instant payment into your current account, so you have access to your loan straight away. But think about whether you need this speedy access to the money as there’ll often be a fee for having a same day transfer.

 

Also try Moneyfacts Best Buys

Advertisements:

Understand the risks of payday loans
Understand the risks of payday loans

It can be difficult to make ends meet, particularly with bills on the rise and incomes being squeeze... More

Payday lenders subject to charge caps
Payday lenders subject to charge caps

Payday lenders have been coming under fire from the financial industry almost as long as they’ve bee... More

Find the cheapest loan for your needs
Find the cheapest loan for your needs

Whether you need to make some home improvements, dream of a once-in-a-lifetime holiday or want a new... More

Think you can’t switch loans? Think again…
Think you can’t switch loans? Think again…

When you take out a loan, you’re locked into it for the set term. Right? Well, not always. There’s a... More

5 of the best ways to borrow
5 of the best ways to borrow

No matter how hard you try to budget, sometimes turning to credit is the only option. In many cases ... More

Guide to Payday Loans
Guide to Payday Loans

Payday loans are a very expensive way to borrow money. Make sure you’ve considered all the alternati... More

Borrowing from a peer-to-peer lending website
Borrowing from a peer-to-peer lending website

Zopa led the way in peer-to-peer (P2P) lending, the internet phenomenon that matches borrowers direc... More

Personal Loans Guide
Personal Loans Guide

A personal loan or unsecured loan is a way of borrowing up to £25,000 from a bank or building societ... More

Sainsbury’s loans win big on the charts
Sainsbury’s loans win big on the charts

Sainsbury’s Bank has reviewed its personal loans and reduced rates on selected tiers by up to 1.9% A... More

Loan from Sainsbury’s tops Moneyfacts chart
Loan from Sainsbury’s tops Moneyfacts chart

Sainsbury’s Bank has reduced the rates on selected personal loan tiers, launching one to the top of ... More

Clydesdale and Yorkshire cut the cost of borrowing
Clydesdale and Yorkshire cut the cost of borrowing

Clydesdale and Yorkshire Banks have cut the cost of borrowing on higher loan amounts, reducing rates... More

cahoot cuts loan rates
cahoot cuts loan rates

cahoot has reduced its unsecured personal loan rates by up to 1.2% APR, offering a highly competitiv... More

Reduced loan rates from Santander
Reduced loan rates from Santander

Santander has reduced the cost of borrowing for selected loan amounts, boasting reductions of up to ... More