Best Buy personal loans (£5K over 3 years)

  - Compare the best loans for £5,000 over 3 years. See how much you could pay and apply online today where you see a provider's logo.

Compare the Best £5K loan over 3 years

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Total Amount Repayable (cost of credit) Monthly RepaymentAdditional InformationSearch all86 Personal Loans
 


Standard Nectar Cardholder Loan
£5409.00
(£409.00)
£150.25
  • Available to shoppers with a Nectar card used with Sainsbury's in the last 6 months
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 5.30% per annum fixed. Representative 5.3% APR . Total amount repayable £5409.00 at £150.25 per month for 36 months. 


Hitachi Personal Loan
£5416.56
(£416.56)
£150.46
  • Electronic signature accepted so money can be in the account within 48 hours
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 5.40% per annum fixed. Representative 5.4% APR . Total amount repayable £5416.56 at £150.46 per month for 36 months. 


Online Personal Loan
£5416.56
(£416.56)
£150.46
  • Available to new and existing customers, age restrictions and minimum income apply
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 5.45% per annum fixed. Representative 5.4% APR . Total amount repayable £5416.56 at £150.46 per month for 36 months. 


Personal Loan
£5432.04
(£432.04)
£150.89
  • Applicants must be aged 18 or over with a minimum annual income of £10,000
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 5.60% per annum fixed. Representative 5.6% APR . Total amount repayable £5432.04 at £150.89 per month for 36 months. 


Personal Loan
£5439.96
(£439.96)
£151.11
  • Rates available to new and existing customers
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 5.70% per annum fixed. Representative 5.7% APR . Total amount repayable £5439.96 at £151.11 per month for 36 months. 


Loan
£5455.44
(£455.44)
£151.54
  • Minimum age restrictions apply, available to new and existing customers
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 5.90% per annum fixed. Representative 5.9% APR . Total amount repayable £5455.44 at £151.54 per month for 36 months. 
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Existing Customer Online Personal Loan
£5918.40
(£918.40)
£164.40
  • Current account required with lender to repay loan
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 11.90% per annum fixed. Representative 11.9% APR . Total amount repayable £5918.40 at £164.40 per month for 36 months. 


Existing Customer Personal Loan
£5470.92
(£470.92)
£151.97
  • Current account required with lender to repay loan
Details...
Proceed
 
  Representative Example: Based on a loan of £5,000 at 6.10% per annum fixed. Representative 6.1% APR . Total amount repayable £5470.92 at £151.97 per month for 36 months. 
Compare
Last Updated: Monday 28 July 2014 19:16

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
The APR quoted is representative of the interest rate offered to most applicants. Depending on your personal circumstances the APR you are offered may be higher. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

 

Loans: Best £5K Loans explained

Moneyfacts researchers compare the market for cheap loans to show you the best loans on offer in the UK. The loan rates we show in our £5K Loan Best Buy table are based on borrowing at least £5000 over a loan repayment period of 3 years.  The loans in this Best Buy are called "personal" or "unsecured" loans as they are not secured against your property. 

To ensure you really are getting a cheap loan, there are a number of things you should consider before applying for a loan.  A lender may advertise a loan with deferred repayments, which means you don’t make any loan repayments for a few months at the start. Don't forget that interest will still roll up, making both the monthly repayment and the total amount repayable larger. The same applies to personal loans with 'payment breaks' during the loan term if you make use of these.  Some banks may make a payment into your account on the same day you apply but you could incur a fee. 

Read our tips on how to find the cheap loans here.

 

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