Representative Example: £150,000 mortgage over 25 years initially at 1.64% fixed for 25 months reverting to 4.94% variable for term. 25 monthly payments of £609.82 and 275 monthly payments of £849.69. Total amount payable £249,305.25 includes loan amount, interest of £98,910, valuation fees of £0 and product fees of £250. The overall cost for comparison is 4.4% APRC representative.
Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
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Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF
YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from
individual lenders. Loans are subject to status and valuation and are not available to
persons under the age of 18. All rates are subject to change without notice. Please
check all rates and terms with your lender or financial adviser before undertaking
A popular option amongst many borrowers, by taking one of these mortgages you can be certain that the interest rate you pay will stay the same for two years, even if rates go up in the meantime. This means you can budget your household expenditure with certainty.
This is a competitive area of the market. The best buy rates change regularly, so it is worth checking these products frequently to make sure you don’t miss out.
When you look at our best buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.
Mortgage repayment calculatorWork out how much your mortgage repayments will be.
How much can I borrow calculator?Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.
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