The Best 3 Year Fixed Rate Mortgages | moneyfacts.co.uk

Compare the best 3 Year Fixed Rate Mortgages

  - Looking to fix your mortgage rate for 3 years? Our team of independent experts have compared six Best Buy 3 year mortgages for you.
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Compare the Best 3 Year Fixed Rate Mortgages

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Up to 3 products
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RateAPRCMortgage TypePeriodMax LTVERCSearch all
4934 mortgages

1.42% reverting to 4.74% 4.0% Fixed31/08/202065%To 31/08/2020Details...
Speak to an Adviser
 
  Product Fee: Completion £995 

1.49% reverting to 3.69% 3.3% Fixed30/06/202075%To 30/06/2020Details...
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  Product Fee: Booking £999 

1.79% reverting to 3.69% 3.3% Fixed30/06/202080%To 30/06/2020Details...
Go to Site
 
  Product Fee: Booking £999 

1.88% reverting to 4.24% 3.7% Fixed30/06/202085%To 30/06/2020Details...
Go to Site
 
  Product Fee: Arrangement £495 

2.29% reverting to 4.49% 3.9% Fixed30/06/202090%To 30/06/2020Details...
Speak to an Adviser
 
  Product Fee: Arrangement £999 

2.82% reverting to 4.24% 3.9% Fixed30/06/202090%To 30/06/2020Details...
Go to Site
 
  Product Fee: None 
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Last Updated: Friday 28 April 2017 01:19

Representative Example: £150,000 mortgage over 25 years initially at 1.88% fixed for 38 months reverting to a tracker rate of 4.24% variable for term. 38 monthly payments of £627.05 and 262 monthly payments of £788.92. Total amount payable £231,534.94 includes loan amount, interest of £80,525, valuation fees of £270 and product fees of £495. The overall cost for comparison is 3.7% APRC representative.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer: Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What you should know about 3 year fixed rate mortgages

If you need a level of security for your monthly payments, or if you think interest rates may rise (as they inevitably will from their current historic low), fixed rates are worth considering. Although the rates on 3 year fixed rate mortgages might be a little higher than 2 year fixed rates, the fees charged are broadly similar.

Fixed rates are useful for planning your budget around future life events that match the term of the mortgage; for example, if you are planning to start a family, although you will need to be able to demonstrate that you can afford the mortgage even after the three year period has finished. When you look at our best buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.

 
 

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