Compare the Best 5 Year (& over) Fixed Rate Mortgages

  - Fix your mortgage rate for 5 years up to 10 years. Our team of independent experts have selected these Best Buy 5 year mortgages.
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Compare the Best 5 Year (& over) Fixed Rate Mortgages

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Up to 3 products
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RateAPR CostMortgage TypePeriodMax LTVERCSearch all
3632 mortgages

2.89% reverting to 4.99% 4.3% Fixed31/10/201965%To 31/10/2019Details...
Proceed
 
  Product Fee: Completion £845, Arrangement Administration £130 

3.18% reverting to 3.99% 3.9% Fixed31/10/201975%To 31/10/2019Details...
Proceed
 
  Product Fee: Booking £199, Completion £400 

3.48% reverting to 5.64% 4.7% Fixed5 years80%1st 5 yrs Details...
Speak to an Adviser
 
  Product Fee: Arrangement £199, Completion £800 

3.79% reverting to 4.99% 4.7% Fixed5 years85%1st 5 yrs Details...
Speak to an Adviser
 
  Product Fee: Reservation £195 

4.24% reverting to 4.99% 4.8% Fixed31/10/201990%To 31/10/2019Details...
Proceed
 
  Product Fee: Completion £845, Arrangement Administration £130 

3.99% reverting to 3.99% 4.2% Fixed31/12/202475%To 31/12/2024Details...
Speak to an Adviser
 
  Product Fee: Arrangement £1499 
  Sponsored Products  

3.99% reverting to 4.95% 4.8% Fixed31/12/201975%1st 5 yrs Details...
Proceed
 
  Product Fee: Arrangement £999 

4.79% reverting to 4.49% 4.7% Fixed30/09/201985%To 30/09/2019Details...
Proceed
 
  Product Fee: None 

3.59% reverting to 4.79% 4.4% Fixed01/01/202070%To 01/01/2020Details...
0845 287 0788
 
  Product Fee: None 

3.98% reverting to 3.99% 4.2% Fixed30/11/201975%To 30/11/2019Details...
0845 154 4128
 
  Product Fee: Completion £265 

3.89% reverting to 3.99% 4.2% Fixed5 years85%1st 5 yrs Details...
Proceed
 
  Product Fee: Reservation £999 
Compare
Last Updated: Thursday 2 October 2014 12:30

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
 

What you should know about 5 year + fixed rate mortgages

A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.

The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.

When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.

 

 
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