Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today.
Products shown with a yellow background are sponsored products.
A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.
The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.
When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.
Mortgage repayment calculatorWork out how much your mortgage repayments will be.
How much can I borrow calculator?Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.
The number of first-time buyers finally getting their foot on the property ladder increased year-on-... More
Mortgage holders are all set to be the winners of recent attempts from major lenders to charm borrow... More
Are you thinking of moving up the housing ladder? If so, you’ll need a hefty chunk to add to your de... More
Consumer confidence in the housing market has fallen to its lowest level in 12 months, the latest Ha... More
It’s a murky picture for the housing market at present. While some reports herald a recovery, others... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More
Hinckley & Rugby Building Society has expanded its mortgage offerings with a highly competitive disc... More
Woolwich from Barclays has reduced the fee on its 10-year fixed rate mortgage, earning this market-l... More
Virgin Money has reduced the rate on its two-year variable tracker mortgage by 0.10%, bolstering its... More
HSBC has reviewed its fixed rate products and made several reductions. The two-year deal has been re... More
Clydesdale Bank has reduced rates across its fixed mortgage range, with the two-year deal enjoying a... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.