Compare the Best 5 Year (& over) Fixed Rate Mortgages

  - Fix your mortgage rate for 5 years up to 10 years. Our team of independent experts have selected these Best Buy 5 year mortgages.
Also look at:

Compare the Best 5 Year (& over) Fixed Rate Mortgages

Compare
Up to 3 products
side by side
RateAPR CostMortgage TypePeriodMax LTVERCSearch all
4207 mortgages

2.29% reverting to 4.49% 3.8% Fixed30/06/202065%To 30/06/2020Details...
Speak to an Adviser
 
  Product Fee: Arrangement £999 

2.59% reverting to 4.24% 3.7% Fixed30/06/202075%To 30/06/2020Details...
Speak to an Adviser
 
  Product Fee: Booking £195 

2.89% reverting to 5.99% 4.9% Fixed30/06/202080%To 30/06/2020Details...
Speak to an Adviser
 
  Product Fee: Reservation £199 

3.39% reverting to 4.49% 4.1% Fixed30/06/202085%To 30/06/2020Details...
Speak to an Adviser
 
  Product Fee: None 

3.59% reverting to 5.19% 4.9% Fixed31/07/202090%To 31/07/2020Details...
Speak to an Adviser
 
  Product Fee: Booking £100, Completion £895 

3.14% reverting to 5.69% 4.0% Fixed30/06/202565%To 30/06/2025Details...
Speak to an Adviser
 
  Product Fee: Arrangement £199 
  Sponsored Products  

4.35% reverting to 4.00% 4.3% Fixed30/09/202090%To 30/09/2020Details...
0800 068 0852
 
  Product Fee: None 
Compare
Last Updated: Monday 27 April 2015 15:01

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
 

What you should know about 5 year + fixed rate mortgages

A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.

The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.

When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.

 

 
 moneyfacts.co.uk=

Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

How much can I borrow calculator?How much can I borrow calculator?
Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.

How difficult is it to buy a home?
How difficult is it to buy a home?

It’s never easy getting on the housing ladder, but research has revealed that it’s now even harder t... More

Did you celebrate Mortgage Freedom Day?
Did you celebrate Mortgage Freedom Day?

Mortgage Freedom Day, touted as being the day when new homeowners have earned enough to pay the annu... More

The cost of moving home is on the rise
The cost of moving home is on the rise

Moving home is said to be one of the most stressful experiences anyone can go through, but it can al... More

Housing market in slowdown mode
Housing market in slowdown mode

Activity in the housing market has been storming ahead in the last year or two, but several reports ... More

At the end of a fix? Don’t revert – remortgage!
At the end of a fix? Don’t revert – remortgage!

It’s a great time to be a mortgage-seeker at the moment, so why not take advantage? If you’re nearin... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

Is your mortgage payment going up?
Is your mortgage payment going up?

Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More

New ‘outstanding’ discounted mortgage
New ‘outstanding’ discounted mortgage

Melton Mowbray Building Society has introduced a new three-year discounted mortgage onto the market,... More

5-yr Help to Buy mortgage is ‘outstanding’
5-yr Help to Buy mortgage is ‘outstanding’

Virgin Money has reduced selected mortgage rates, with its five-year Help to Buy mortgage receiving ... More

5-yr fixed mortgage gets top rating
5-yr fixed mortgage gets top rating

Coventry Building Society has reduced selected mortgage rates. One of the deals to benefit from a 0.... More

‘Outstanding’ mortgage for home buyers
‘Outstanding’ mortgage for home buyers

Yorkshire Building Society has amended selected mortgage rates, with its five-year fixed deal for ho... More

‘Outstanding’ Help to Buy mortgage
‘Outstanding’ Help to Buy mortgage

Santander has reduced the rates of selected fixed products by up to 0.40%. One of the deals to recei... More