Compare the Best 5 Year (& over) Fixed Rate Mortgages

  - Fix your mortgage rate for 5 years up to 10 years. Our team of independent experts have selected these Best Buy 5 year mortgages.
Also look at:

Compare the Best 5 Year (& over) Fixed Rate Mortgages

Compare
Up to 3 products
side by side
RateAPR CostMortgage TypePeriodMax LTVERCSearch all
4047 mortgages

2.34% reverting to 4.99% 4.0% Fixed30/04/202065%To 30/04/2020Details...
Proceed
 
  Product Fee: Completion £845, Arrangement Administration £130 

2.75% reverting to 5.19% 4.6% Fixed30/04/202075%To 30/04/2020Details...
Speak to an Adviser
 
  Product Fee: Booking £100, Completion £895 

2.89% reverting to 5.69% 4.7% Fixed31/03/202080%To 31/03/2020Details...
Speak to an Adviser
 
  Product Fee: Arrangement £800 

3.49% reverting to 4.95% 4.6% Fixed31/03/202085%1st 5 yrs Details...
Proceed
 
  Product Fee: Arrangement £999 

3.99% reverting to 4.95% 4.8% Fixed31/03/202090%1st 5 yrs Details...
Proceed
 
  Product Fee: Arrangement £999 

2.94% reverting to 3.99% 3.4% Fixed10 years60%1st 10 yrs Details...
Proceed
 
  Product Fee: Reservation £999 
  Sponsored Products  

3.59% reverting to 4.79% 4.4% Fixed01/04/202070%To 01/04/2020Details...
0845 287 0788
 
  Product Fee: Booking £99 

3.14% reverting to 4.74% 4.2% Fixed30/04/202080%To 30/04/2020Details...
Proceed
 
  Product Fee: Arrangement £849, Booking £150 

3.74% reverting to 3.99% 4.1% Fixed5 years85%1st 5 yrs Details...
Proceed
 
  Product Fee: Reservation £999 

3.69% reverting to 3.99% 4.0% Fixed31/05/202075%To 31/05/2020Details...
0845 154 4128
 
  Product Fee: Completion £265 
Compare
Last Updated: Wednesday 28 January 2015 18:07

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
 

What you should know about 5 year + fixed rate mortgages

A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.

The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.

When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.

 

 
 moneyfacts.co.uk=

Advertisements:

Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

How much can I borrow calculator?How much can I borrow calculator?
Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.

Downsizing could free up over £100k
Downsizing could free up over £100k

If you’ve been considering downsizing your property, the time may be ripe to make the move. Accordin... More

Are interest rates still a barrier to buying?
Are interest rates still a barrier to buying?

Over the last 12 months, speculation of an imminent change in base rate meant fears of interest rate... More

House prices up 10% as mortgage rates fall further
House prices up 10% as mortgage rates fall further

Yet more figures have been released this week to indicate that house price growth is moderating, wit... More

House prices continue to moderate
House prices continue to moderate

Since the summer of 2014 reports have revealed a gradual slowdown in the rate of house price growth ... More

Increase in 10-year fixed rate mortgage deals
Increase in 10-year fixed rate mortgage deals

Competition is fierce in the mortgage market, leading to a combination of falling rates and an incre... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

Is your mortgage payment going up?
Is your mortgage payment going up?

Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More

Reduced rate for discounted mortgage
Reduced rate for discounted mortgage

Loughborough Building Society has reduced the price of its three-year discounted mortgage by 0.40%, ... More

‘Excellent’ fixed rate mortgage unveiled
‘Excellent’ fixed rate mortgage unveiled

Principality Building Society has launched a new two-year fixed rate mortgage onto the market, earni... More

5-star rating for 10-yr mortgage
5-star rating for 10-yr mortgage

Nationwide has stormed the Moneyfacts charts by reducing selected fixed rate mortgages by up to 0.55... More

New 3-yr fixed rate mortgage gets full marks
New 3-yr fixed rate mortgage gets full marks

Market Harborough Building Society has released a highly competitive three-year fixed rate mortgage ... More

Variable tracker mortgage gets 5 stars
Variable tracker mortgage gets 5 stars

Coventry Building Society has reduced selected rates by up to 0.24%. One of the deals to benefit was... More