Compare the Best 5 Year (& over) Fixed Rate Mortgages

  - Fix your mortgage rate for 5 years up to 10 years. Our team of independent experts have selected these Best Buy 5 year mortgages.
Also look at:

Compare the Best 5 Year (& over) Fixed Rate Mortgages

Compare
Up to 3 products
side by side
RateAPR CostMortgage TypePeriodMax LTVERCSearch all
3765 mortgages

2.99% reverting to 4.99% 4.3% Fixed31/07/201965%To 31/07/2019Details...
Speak to an Adviser
 
  Product Fee: Completion £845, Arrangement Administration £130 

3.09% reverting to 4.99% 4.4% Fixed31/07/201975%To 31/07/2019Details...
Speak to an Adviser
 
  Product Fee: Completion £845, Arrangement Administration £130 

3.39% reverting to 3.99% 3.9% Fixed30/06/201980%To 30/06/2019Details...
0800 630 0331
 
  Product Fee: Booking £99, Completion £700 

3.65% reverting to 4.49% 4.3% Fixed31/05/201985%To 31/03/2019Details...
Proceed
 
  Product Fee: Arrangement £995 

4.29% reverting to 4.95% 4.9% Fixed30/06/201990%1st 5 yrs Details...
Proceed
 
  Product Fee: Arrangement £999 

4.14% reverting to 4.99% 4.5% Fixed31/07/202475%To 31/07/2024Details...
Speak to an Adviser
 
  Product Fee: Arrangement Administration £130 
  Sponsored Products  

5.69% reverting to 5.65% 5.8% Fixed31/07/201995%To 31/07/2019Details...
Proceed
 
  Product Fee: Arrangement Administration £130 

4.78% reverting to 5.48% 5.4% Fixed5 years75%1st 5 yrs Details...
0333 920 8356
 
  Product Fee: Completion £999 

3.39% reverting to 3.99% 4.0% Fixed31/05/201960%To 31/05/2019Details...
0845 154 4128
 
  Product Fee: Arrangement £995, Completion £265 

3.39% reverting to 3.99% 3.9% Fixed31/05/201960%To 31/05/2019Details...
0808 274 5506
 
  Product Fee: Completion £265 

3.19% reverting to 3.94% 3.8% Fixed30/06/201970%To 30/06/2019Details...
0800 077 4178
 
  Product Fee: Booking £999 
Compare
Last Updated: Friday 18 April 2014 01:35

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
 

What you should know about 5 year + fixed rate mortgages

A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.

The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.

When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.

 

 
 moneyfacts.co.uk=

Advertisements:

Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

How much can I borrow calculator?How much can I borrow calculator?
Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.

House prices accelerate – but many are struggling
House prices accelerate – but many are struggling

According to the latest house price index from the Office for National Statistics, house prices are ... More

Boost for sellers as confidence returns
Boost for sellers as confidence returns

The industry might be awash with concerns over the rapid rate of house price inflation, but it isn’t... More

The MMR checklist – are you ready?
The MMR checklist – are you ready?

If you’re thinking of applying for a mortgage in the near future, there’s one thing you need to make... More

House prices rise £17.5K in 12 months
House prices rise £17.5K in 12 months

If you needed further confirmation that house prices are continuing on their upwards trajectory, you... More

First-time buyer numbers on the up
First-time buyer numbers on the up

The number of first-time buyers (FTBs) coming onto the market has soared over the last year, with fi... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

Is your mortgage payment going up?
Is your mortgage payment going up?

Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More

Coventry launches new 85% mortgage
Coventry launches new 85% mortgage

Coventry BS has launched a new 85% loan-to-value variable rate mortgage which sits comfortably in th... More

Yorkshire Bank’s competitive mortgage
Yorkshire Bank’s competitive mortgage

Yorkshire Bank has reviewed rates and incentives on its range of mortgages with the two-year fix sit... More

Five star 95% mortgage from Newcastle BS
Five star 95% mortgage from Newcastle BS

Newcastle BS has reduced rates across its entire mortgage range, with cuts of up to 0.55%.... More

Coventry's best buy mortgage
Coventry's best buy mortgage

Coventry BS has reviewed the rate on its 85% loan-to-value variable rate mortgage but it retains its... More

Competitive mortgage from West Brom
Competitive mortgage from West Brom

West Brom BS has reviewed rates on its fixed rate mortgages with the two-year fix retaining its posi... More