Compare the Best 5 Year (& over) Fixed Rate Mortgages

  - Fix your mortgage rate for 5 years up to 10 years. Our team of independent experts have selected these Best Buy 5 year mortgages.
Also look at:

Compare the Best 5 Year (& over) Fixed Rate Mortgages

Compare
Up to 3 products
side by side
RateAPR CostMortgage TypePeriodMax LTVERCSearch all
3735 mortgages

3.09% reverting to 3.99% 3.9% Fixed31/10/201965%To 31/10/2019Details...
0800 630 0331
 
  Product Fee: Booking £199, Completion £800 

3.39% reverting to 3.99% 3.9% Fixed31/10/201975%To 31/10/2019Details...
0800 630 0331
 
  Product Fee: Booking £199, Completion £400 

3.52% reverting to 5.99% 5.1% Fixed30/09/201980%To 30/09/2019Details...
Speak to an Adviser
 
  Product Fee: Reservation £199, Completion 0.30% Advance, From £500001.00 Advance 


3.79% reverting to 4.99% 4.7% Fixed5 years85%1st 5 yrs Details... 
  Product Fee: Reservation £195 

4.29% reverting to 4.99% 4.9% Fixed31/10/201990%To 31/10/2019Details...
Proceed
 
  Product Fee: Completion £845, Arrangement Administration £130 


4.34% reverting to 4.99% 4.7% Fixed10 years75%1st 10 yrs Details... 
  Product Fee: None 
  Sponsored Products  

3.54% reverting to 5.65% 4.9% Fixed31/10/201975%To 31/10/2019Details...
Proceed
 
  Product Fee: Completion £345, Arrangement Administration £130 

3.09% reverting to 4.95% 4.7% Fixed31/10/201675%1st 2 yrs Details...
Proceed
 
  Product Fee: None 

3.89% reverting to 3.99% 4.1% Fixed5 years80%1st 5 yrs Details...
Proceed
 
  Product Fee: Reservation £900, Booking £99 

3.29% reverting to 3.94% 3.8% Fixed31/10/201970%To 31/10/2019Details...
0800 077 4178
 
  Product Fee: Booking £999 

3.89% reverting to 3.69% 3.8% Fixed5 years75%1st 5 yrs Details...
Proceed
 
  Product Fee: None 
Compare
Last Updated: Friday 29 August 2014 16:45

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
 

What you should know about 5 year + fixed rate mortgages

A greater period of repayment security can be gained by opting for a longer term fixed rate. As well as security, with a longer term fixed rate you do not need to search for a new mortgage every couple of years, as you might do with a shorter term fixed mortgage.

The risk with a longer term fixed rate is that if rates drop, you could end up paying over the odds. In this situation you may decide you want to change your mortgage before completing the initial fixed rate term to save money. If you do, your bank or building society may charge you a fee that lenders call an early repayment charge. It is wise to bear these charges in mind when you are deciding which longer term fixed rate mortgage to take, as they might be very expensive, particularly in the early years.

When you look at our best buys, you will see that we have selected the best 5 - 10 Year fixed rate mortgage products from across different loan-to-value tiers in order to give a wide overview of what’s available.

However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.

 

 
 moneyfacts.co.uk=

Advertisements:

Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

How much can I borrow calculator?How much can I borrow calculator?
Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.

Save £1,300 a year by buying instead of renting
Save £1,300 a year by buying instead of renting

Is it cheaper to buy instead of rent? It’s a question that’s often on the minds of renters and would... More

Mortgage holders reveal rate rise concerns
Mortgage holders reveal rate rise concerns

Two in five mortgage holders have admitted to being concerned about the impact a rise in the base ra... More

House prices are up – but growth is moderating
House prices are up – but growth is moderating

There’s no denying the fact that house prices are increasing, but latest figures from the Office for... More

Mortgage lending up by 6% as market recovers
Mortgage lending up by 6% as market recovers

The value of mortgage lending, and the number of mortgages advanced, is a clear indicator of the hea... More

House sales hit seven-year high
House sales hit seven-year high

First-time buyers and landlords helped push house sales to a seven-year high last month. ... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

Is your mortgage payment going up?
Is your mortgage payment going up?

Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More

New five star mortgage from Leeds BS
New five star mortgage from Leeds BS

Leeds Building Society has added a new product to its mortgage family and it’s proven to be a tough ... More

Five-star mortgage from Coventry BS
Five-star mortgage from Coventry BS

Coventry Building Society has reviewed its mortgage range and reduced rates by up to 0.20%. One prod... More

Competitive mortgage from Virgin Money
Competitive mortgage from Virgin Money

Virgin Money has updated its mortgage range and reduced the rate on its two-year variable mortgage b... More

Furness Building Society unveils new BTL mortgage
Furness Building Society unveils new BTL mortgage

Furness BS has two new discounted buy-to-let mortgages on its books. Both offer competitive rates, a... More

5 star mortgage from Yorkshire BS
5 star mortgage from Yorkshire BS

Yorkshire BS has reduced rates on several of its fixed rate mortgages, including a reduction of 0.10... More