90% LTV Mortgages - Best Mortgage Rates | moneyfacts.co.uk

90% LTV Mortgages

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Searching all 4949 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

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Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

1.54% reverting to 4.74% 4.2% Discounted Variable to 31/08/2019 £1,495 £904.09 £366,061 Details...
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Representative Example: 28 monthly payments of £904.09 and 272 monthly payments of £1245.87. Total interest of £139,191, valuation fees of £235 and product fees of £1495.

1.60% reverting to 4.74% 4.3% Discounted Variable to 2 Years £995 £910.47 £368,756 Details...
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Representative Example: 24 monthly payments of £910.47 and 276 monthly payments of £1251.62. Total interest of £142,298, valuation fees of £288 and product fees of £995.

1.65% reverting to 4.74% 4.3% Fixed to 2 Years £995 £915.80 £369,033 Details...
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Representative Example: 24 monthly payments of £915.80 and 276 monthly payments of £1252.16. Total interest of £142,575, valuation fees of £288 and product fees of £995.

1.79% reverting to 5.7% 5.1% Discounted Variable to 31/07/2019 £1,424 £930.84 £399,505 Details...
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Representative Example: 27 monthly payments of £930.84 and 273 monthly payments of £1365.38. Total interest of £172,881, valuation fees of £0 and product fees of £1424.

1.89% reverting to 3.69% 3.5% Fixed to 2 Years £1,450 £941.67 £337,132 Details...
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Representative Example: 24 monthly payments of £941.67 and 276 monthly payments of £1133.46. Total interest of £110,435, valuation fees of £197 and product fees of £1450.

1.89% reverting to 5.19% 4.7% Discounted Variable to 2 Years £199 £941.67 £384,357 Details...
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Representative Example: 24 monthly payments of £941.67 and 276 monthly payments of £1308.75. Total interest of £158,815, valuation fees of £208 and product fees of £199.

1.89% reverting to 5.7% 4.8% Discounted Variable to 31/07/2020 £1,424 £941.67 £390,167 Details...
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Representative Example: 39 monthly payments of £941.67 and 261 monthly payments of £1347.96. Total interest of £163,543, valuation fees of £0 and product fees of £1424.

1.90% reverting to 5.19% 4.7% Fixed to 30/06/2019 £995 £942.76 £383,757 Details...
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Representative Example: 26 monthly payments of £942.76 and 274 monthly payments of £1306.23. Total interest of £157,419, valuation fees of £208 and product fees of £995.

1.94% reverting to 4.49% 4.1% Fixed to 31/07/2019 £1,499 £947.11 £361,309 Details...
Representative Example: 27 monthly payments of £947.11 and 273 monthly payments of £1222.82. Total interest of £134,402, valuation fees of £269 and product fees of £1499.

1.95% reverting to 4.74% 4.4% Fixed to 30/04/2019 £1,695 £948.20 £371,312 Details...
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Representative Example: 24 monthly payments of £948.20 and 276 monthly payments of £1255.38. Total interest of £144,242, valuation fees of £235 and product fees of £1695.

1.95% reverting to 5.64% 4.8% Fixed to 2 Years £999 £948.20 £388,461 Details...
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Representative Example: 24 monthly payments of £948.20, 36 monthly payments of £1168.02 and 240 monthly payments of £1342.34. Total interest of £161,967, valuation fees of £295 and product fees of £999.

1.95% reverting to 5.64% 4.8% Discounted Variable to 2 Years £999 £948.20 £388,461 Details...
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Representative Example: 24 monthly payments of £948.20, 36 monthly payments of £1168.02 and 240 monthly payments of £1342.34. Total interest of £161,967, valuation fees of £295 and product fees of £999.

1.98% reverting to 4.74% 4.4% Discounted Variable to 30/04/2019 £999 £951.48 £370,858 Details...
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Representative Example: 24 monthly payments of £951.48 and 276 monthly payments of £1255.70. Total interest of £144,409, valuation fees of £275 and product fees of £999.

1.98% reverting to 4.74% 4.4% Discounted Variable to 30/04/2019 £999 £951.48 £370,858 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £951.48 and 276 monthly payments of £1255.70. Total interest of £144,409, valuation fees of £275 and product fees of £999.

1.98% reverting to 4.74% 4.4% Discounted Variable to 30/04/2019 £999 £951.48 £370,858 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £951.48 and 276 monthly payments of £1255.70. Total interest of £144,409, valuation fees of £275 and product fees of £999.
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Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What does LTV mean?

LTV, or loan-to-value, is a percentage figure which reflects the amount of loan you’re looking for in relation to the value of your property. It specifies the proportion of the property that’s mortgaged and the amount that’s yours (or the amount of equity you’ve got), so a mortgage at 90% LTV will mean that 90% of the property will be mortgaged, and you’ll have equity of 10%.

The loan-to-value of a mortgage also determines the deposit you’ll need, so if you were to apply for a loan at 90% LTV, you’d have to put down a deposit worth 10% of the value of the property. The requirements change depending on whether you were seeking a mortgage at a lower or higher LTV, with first-time buyers or those without significant savings typically seeking higher-LTV mortgages.

 
 

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