Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today.
Products shown with a yellow background are sponsored products.
If you are buying a house for the first time, you may not have a lot of money to put down as a deposit, meaning the loan-to-value (LTV) you need may be quite high.
Our first time buyer mortgage best buys show the top discounted variable rate, variable rate tracker and fixed interest rate mortgages. These mortgages have been specially selected as they require low deposits of as little as 5% and high loan-to-value limits, typically between 80% up to as much as 95% of the purchase price.
Remember that the upside of securing a higher loan-to-value mortgage may have a downside of paying a higher interest rate throughout the fixed mortgage term.
It might also be worth looking at two year fixed rates, three year fixed rates, five year fixed rates or variable rates (including trackers).
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to find exactly the mortgage deal you are looking for.
If you've already found your ideal first home and are ready to make an offer, our downloadable First Time Buyers' Guide - 'How to buy a house: making an offer to completion' will take you through the process of buying a property and identify where you can expect delays and why. To view and save this document you will require a PDF reader such as Adobe Reader or an app such as Kdan Mobile PDF reader iPhone/iPad edition.
Stay in the know with all the latest information, of-the-moment consumer trends, best-in-class products & providers and helpful tools from Moneyfacts.
Mortgage CalculatorBefore applying for a mortgage, work out how much your mortgage will cost you each month using Moneyfacts.co.uk mortgage calculator.
If you’re looking for a mortgage, you generally have one of two options – you can opt for the securi... More
Last week, Governor of the Bank of England hinted that base rate could start rising around the turn ... More
It’s official – average mortgage rates have fallen even further! It’s a seriously good time to be a ... More
If you’re thinking of moving home, one of the most important things you’ll have to do is find an est... More
It’s a great time to be a homebuyer at the moment. Not only are mortgage rates falling, but there's ... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More
Coventry Building Society has put pressure on its competitors with a new highly attractive variable ... More
Darlington Building Society has unveiled a new two-year variable discounted mortgage, which has shot... More
Nottingham Building Society has reduced the rate of its five-year fixed mortgage by 0.35%, meriting ... More
Cumberland Building Society has reduced selected fixed rate mortgages by up to 0.30%. One of the pro... More
West Brom Building Society has extended its mortgage range with a new two-year fixed rate deal, whic... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.