Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today.
Products shown with a yellow background are sponsored products.
If you are buying a house for the first time, you may not have a lot of money to put down as a deposit, meaning the loan-to-value (LTV) you need may be quite high.
Our first time buyer mortgage best buys show the top discounted variable rate, variable rate tracker and fixed interest rate mortgages. These mortgages have been specially selected as they require low deposits of as little as 5% and high loan-to-value limits, typically between 80% up to as much as 95% of the purchase price.
Remember that the upside of securing a higher loan-to-value mortgage may have a downside of paying a higher interest rate throughout the fixed mortgage term.
It might also be worth looking at two year fixed rates, three year fixed rates, five year fixed rates or variable rates (including trackers).
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to find exactly the mortgage deal you are looking for.
If you've already found your ideal first home and are ready to make an offer, our downloadable First Time Buyers' Guide - 'How to buy a house: making an offer to completion' will take you through the process of buying a property and identify where you can expect delays and why. To view and save this document you will require a PDF reader such as Adobe Reader or an app such as Kdan Mobile PDF reader iPhone/iPad edition.
Mortgage CalculatorBefore applying for a mortgage, work out how much your mortgage will cost you each month using Moneyfacts.co.uk mortgage calculator.
The news has long been full of the woes of the first-time buyer, but they are not the only ones who ... More
Mortgage loans for first-time buyers have reached their highest level for seven years, as borrowers ... More
One of the biggest announcements in this week’s Autumn Statement was the reform to stamp duty thresh... More
There’s often a lull in housing market activity during the winter months, and this year is no except... More
Are you hoping to get a mortgage? Well, it’s not that easy. Regulatory changes have made it increasi... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More
Post Office has added to its mortgage products with a new two-year fixed rate deal, which has won th... More
Norwich & Peterborough Building Society has amended selected fixed rates among its mortgage offering... More
Hinckley & Rugby Building Society has reduced selected rates by up to 0.60%. One of the deals to ben... More
The Co-operative Bank has amended its fixed rate mortgage offerings and reduced its three-year deal ... More
Chelsea Building Society has reviewed its variable tracker mortgages and made reductions of up to 1.... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.