Find the best Second Charge Mortgages

  - Borrow from £5,000 to £500,000 from the UK's largest range of secured loans. If you are a homeowner looking to borrow money for a wedding, home improvements, a new car or to consolidate existing debts then you could consider a secured loan.
  • Borrow from £5,000 to £500,000
  • No credit check on enquiry
  • Options available for Defaults, Mortgage arrears and CCJs

Second Charge Mortgages - Compare second charge mortgage providers

Provider Headline Rate Max LTV Loan Amount Term Apply today
Min Max Min Max
 
. Masthaven Bank
Discounted Rate Secured Loan
3.74% 65% £10000 £500000 3 Years 35 Years Proceed .
. Representative APRC: 3.9% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
3.83% 65% £40000 £199999 10 Years 25 Years Proceed .
. Representative APRC: 4.2% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
3.83% 65% £200000 £500000 10 Years 30 Years Proceed .
. Representative APRC: 4% (Variable) .
. United Trust Bank Ltd
Secured Loan Exclusive
3.90% 60% £10000 £125000 3 Years 30 Years Proceed .
. Representative APRC: 4.6% (Variable) .
. Masthaven Bank
Flexible Secured Loan
3.94% 65% £10000 £500000 3 Years 35 Years Proceed .
. Representative APRC: 4.1% (Variable) .
. Shawbrook
Star Secured Loan
3.99% 65% £5000 £50000 3 Years 25 Years Proceed .
. Representative APRC: 5.4% (Variable) .
. Masthaven Bank
Discounted Rate Secured Loan
4.04% 65% £10000 £500000 3 Years 35 Years Proceed .
. Representative APRC: 4.2% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
4.13% 65% £40000 £199999 10 Years 25 Years Proceed .
. Representative APRC: 4.5% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
4.13% 70% £20000 £199999 10 Years 25 Years Proceed .
. Representative APRC: 4.6% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
4.13% 70% £200000 £500000 10 Years 30 Years Proceed .
. Representative APRC: 4.3% (Variable) .
Last Updated: Monday 24 April 2017 02:04
Representative Example: Representative Example: If you borrow £39,000 over 13 years at a rate of 6.850% variable, you will pay 156 instalments of £409.57 per month and a total amount payable of £63,892.92. This includes the net loan, interest of £21,667.92, a broker fee of £2730.00 and a lender fee of £495.00. The overall cost for comparison is 8.6% APRC variable.

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The table above shows second charge mortgages in rate order. You can click on the column headings to reorder the table. Moneyfacts.co.uk shows whole of market secured loans information. We will refer you to Loans Warehouse, an independent credit broker authorised and regulated by the Financial Conduct Authority. They will source the most appropriate second charge mortgage based on your circumstances and any legal or contractual relationship will be with them.

Disclaimer: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Loans are subject to status and valuation, secured on residential property and not available to those under 18. The APRC quoted will be offered to a majority of applicants. You may be offered a higher rate depending on your personal circumstances. All rates and terms may change without notice so please check with Loans Warehouse before undertaking any borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender and will receive a payment from Loans Warehouse where customers take a loan following a link to them from Moneyfacts.co.uk. This arrangement does not affect our independence.