It sometimes seems as if people would be more inclined to change their friends and family than their bank, but there are real reasons for considering a change in your current account.
After all, Britons are increasingly prepared to weigh up their options, shopping around for the best deal when it comes to utility providers, mobile phones or even groceries.
Recent research by Santander found that as many as 80% of people have considered changing their current account, but the number that end up taking the plunge has always been quite small.
The classic refrain of those who end up sticking with what they know is that switching is too much hassle, and that they will be faced with switching all of their payments.
The truth is that your new provider will carry out all the hard work for you, getting in touch with your bank to move over all of your direct debits and standing orders.
Some providers will even reward you with a lump sum of cash for deciding to carry out your day-to-day banking with them.
Your only responsibility will be to pass on your new details to your employer, your pension provider or anybody else who regularly pays into your account.
In the unlikely event that anything should go awry, you will be recompensated for any money that is lost.
Moneyfacts.co.uk Best Buy tables have a selection of current accounts that should tempt those looking to move on from their current provider, including offerings from Halifax, Santander and Lloyds TSB.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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