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Current Account Star Ratings 2017 announced

Current Account Star Ratings 2017 announced

Category: Banking

Updated: 11/09/2017
First Published: 11/09/2017

Moneyfacts has completed its annual assessment of the personal current account market and awarded its annual Moneyfacts Star Ratings accordingly, revealing which standard, premium, student, graduate, youth and packaged accounts are worth considering this year. Are you after a better current account?

The ratings winners

The Moneyfacts Star Ratings are based on the weightings of specific criteria that are likely to be relevant to consumers, such as overdraft facilities, interest rates and whether or not they offer any extras. Using our vast knowledge base and extensive analysis of these products we determine which deals offer the complete package, which means the Moneyfacts Star ratings allow you to choose, with confidence, the highest quality current account that most suits your needs.

Samantha Owens, insight manager at Moneyfacts, said: "The current focus on the personal banking market has highlighted how important it is for customers to shop around to find the most cost-efficient accounts with the offers and benefits they would find of use. With the vast number of options available, it can be confusing finding an account that has all the features needed for smooth day-to-day banking as well as the best rates and offers.

"The Moneyfacts Star Ratings look at all features and benefits of a current account compared against the whole market, which allows customers to narrow their search. This means the consumer gets an extra seal of approval when choosing a five-star product."

Five-star accounts include the 'big hitters' such as Lloyds Bank, Barlcays and TSB, but also some lesser-known names as far as the current account sector is concerned, such as the Northern Irish First Trust Bank and Investec. Thanks to such variety among these highest-ranked accounts, there's sure to be something in there to suit your needs.

Time to switch?

Check out the table below to see the full list of four and five-star current accounts, any one of which could be ideal for your requirements. If you're looking to make the jump, the Current Account Switch Service can help you do just that, in as little as seven working days, with the help of its widely regarded Switch Guarantee.

Don't forget to have a look at our current account Best Buys either - these show the benefits and features of the top current accounts available, giving you a quick and simple overview of the market and helping you decide which account could be right for you.

Standard Current Accounts
5 stars

Bank of Scotland
  • Classic with Vantage
Clydesdale Bank
  • Current Account Control
first direct
  • 1st Account without First Directory
Halifax
  • Reward Current Account
HSBC
  • Advance
  • Bank Account Pay Monthly
  • Bank Account
Lloyds Bank
  • Club Lloyds with Control
  • Club Lloyds
  • Classic
  • Classic with Control
M&S Bank
  • M&S Current Account
Metro Bank
  • Current Account
Nationwide BS
  • FlexAccount
  • FlexDirect
NatWest
  • Select Account with Control
Royal Bank of Scotland
  • Select Account with Control
Smile
  • Current
Tesco Bank
  • Current Account
The Co-operative Bank
  • Current Account
TSB
  • Classic Plus with Control
  • Classic Plus
  • Classic with Control
  • Classic
Ulster Bank
  • Standard Current Account
Yorkshire Bank
  • Current Account Control
4 Stars
Bank of Ireland UK
  • Clear Account
Bank of Scotland
  • Classic
  • Classic with Vantage and Control
  • Classic with Control
Barclays Bank
  • Bank Account
  • Bank Account with Control
Clydesdale Bank
  • B Current Account
  • Current Account Plus
Cumberland BS
  • Cumberland Plus
Danske Bank
  • Danske Choice
NatWest
  • Select Account
  • Reward
Post Office Money®
  • Standard Account
Royal Bank of Scotland
  • Select Account
  • Reward
Santander
  • 123 Current Account
  • Choice Account
  • 123 Lite Current Account
  • Everyday Current Account
Triodos Bank
  • Current Account
Yorkshire Bank
  • B Current Account
  • Current Account Plus

Packaged Current Accounts
5 stars

Bank of Scotland
  • Platinum with Vantage
  • Platinum
first direct
  • 1st Account with First Directory
Lloyds Bank
  • Platinum with Club Lloyds
  • Platinum
M&S Bank
  • M&S Premium Current Account
Nationwide BS
  • FlexPlus
The Co-operative Bank
  • Everyday Extra
TSB
  • Platinum
Ulster Bank
  • ufirst Private Current Account
4 Stars

Barclays Bank
  • Bank Account with Travel Plus Pack
Clydesdale Bank
  • Signature Current Account
NatWest
  • Reward Platinum
Royal Bank of Scotland
  • Select Platinum
  • Reward Platinum
Ulster Bank
  • ufirstgold Account
Yorkshire Bank
  • Signature Current Account

Premium Current Accounts
5 stars

Investec Bank plc
  • Voyage
NatWest
  • Reward Black
Royal Bank of Scotland
  • Reward Black
  • Black Account
4 Stars

Barclays Bank
  • Premier Current Account with Travel Plus Pack
  • Premier Current Account with Travel Plus Pack and Control
  • Premier Current Account with Home Pack
  • Premier Current Account with Home Pack and Control
  • Premier Current Account with Travel Pack
  • Premier Current Account with Travel Pack and Control
HSBC
  • Premier Bank Account

Student Current Accounts
5 stars

HSBC
  • Student Bank Account
Nationwide BS
  • FlexStudent
NatWest
  • Student
Royal Bank of Scotland
  • Student
Santander
  • 123 Student Current Account
4 Stars

Bank of Ireland UK
  • Student Current Account
Bank of Scotland
  • Student Account
Barclays Bank
  • Student Additions
First Trust Bank (NI)
  • Student+ Account
Halifax
  • Student
Lloyds Bank
  • Student
TSB
  • Student

Graduate Current Accounts
5 stars

First Trust Bank (NI)
  • Graduate Account
Nationwide BS
  • FlexGraduate
NatWest
  • Graduate
Royal Bank of Scotland
  • Graduate
Santander
  • 123 Graduate Account
4 Stars

Bank of Scotland
  • Graduate Account
Barclays Bank
  • Higher Education Account
HSBC
  • Graduate Bank Account
Lloyds Bank
  • Graduate

Youth Current Accounts
5 stars

Bank of Scotland
  • Under 19s Account
Barclays Bank
  • Young Persons Account
Lloyds Bank
  • Under 19s Account
Nationwide BS
  • FlexOne
Santander
  • 123 Mini Current Account
TSB
  • Under 19s Account
4 Stars

HSBC
  • MyAccount

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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