Car insurance Updated:
Drivers have been warned about a new car insurance scam known as "flash-for-cash".
This new scam works by criminals flashing their lights at other drivers who are waiting to enter the main road at a junction, but when that car pulls out, the other car that was flashing its lights crashes into them on purpose.
In the eyes of insurers and the law, it's the criminal driver's right of way, which means the blame will be pinned on the other innocent driver.
Criminals then go on to make exaggerated insurance claims, such as claiming for whiplash for the car's passengers (normally for more passengers than were actually in the car).
This new scam is a variant of the crash-for-cash tactic, whereby drivers deliberately slam on brakes, causing the driver behind to crash into them. And seeing as they've crashed into them, in the eyes of insurers it's the innocent driver's fault.
Victims targeted include drivers with expensive cars as well as the elderly and woman driving with children.
Motorists are already facing huge increases in car insurance premiums - the average car insurance bill has increased by 89% over the last four years, to £840, according to the AA.
Insurers say a large part of this increase is due to the rise in fraudulent claims.
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