Car insurance Updated:
Is Friday the 13th unlucky? Well, for some, it just might be. Research from Aviva has revealed that there might actually be some truth woven into that most common of superstitions, and unfortunately, it could be bad news for motorists.
By analysing claims data for the past ten years, the insurer found that motor collision claims increased by an average of 13% compared to other days in the same month, and the trend was the same no matter what time of year Friday 13th falls into.
Car drivers themselves seem to be a fairly suspicious bunch too. The insurer conducted a survey among its members and found that 9% keep a lucky charm in their vehicle while 5% think it's a good omen to get bird mess on their car, and overall, 63% have some form of superstitious belief with 26% believing that Friday 13th is unlucky. They could be right!
Heather Smith, marketing director of general insurance at Aviva, commented on the findings: "Friday the 13th is traditionally a superstitious day for many but it's spooky to see motor claims rise by an 'unlucky' 13%.
"While we don't wish to cause a bout of friggatriskaidekaphobia (fear of Friday the 13th) among the population, we hope these figures will help encourage people to take extra care today, whatever they might be doing."
Spooky stuff! A lot of motorists really do seem to be unlucky on this day, but one would hope that it's more bumps and shunts rather than full-on collisions. Nonetheless, it highlights the importance of having suitable car insurance in place –and making sure you drive extra carefully no matter when you're driving.
Happily, though, it would seem that the cost of that insurance could start to fall. Not only did the first quarter of the year see a record fall in the cost of premiums, but changes proposed by the Competition & Markets Authority (CMA) – after the body found a lack of competition and poor practice in the sector – could lower them even more.
The industry is already responding to changes to the way that car insurance is sold and how claims are handled," said Simon Douglas, director of AA Insurance. "The CMA's recommendations could, it's estimated, wipe perhaps a further £20 or so off the average premium."
Hopefully those proposals will have the desired effect and could bring premiums down even more, but in the meantime you'll still want to get the best deal possible. Make sure to shop around to compare the options, ideally by using our handy comparison tool, and you could be covered for every eventuality for less than you think.
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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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